Franklin County property record for 87 State Rd 65, Eastpoint, FL 32328
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,561 sqft · built 2022 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Mar 2020) |
| Tax Bill | $4,614 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-08S-06W-6021-0000-0270 |
| Primary APN | 22-08S-06W-6021-0000-0270 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,561 sqft Living Area |
| Gross Area | 3,133 sqft |
| 1st Floor Area | 2,561 sqft |
| Flooring | Tile |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Bungalow |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 572 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 87 HIGHWAY 65 |
|---|---|
| City | EASTPOINT |
| State | FL |
| Zip | 32328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 27,28 2 ACRES M/L SANDY ACRES UNIT 1 175/287 223/615 224/276 290/207 326/337 382/249 606/751 705/102 725/536 817/178 847/52 1261/297 1342/113 |
| Legal Range | 06W |
| Legal Township | 08S |
| Legal Section | 22 |
| Legal Subdivision | SANDY ACRES |
| Legal Lot Number | 27,28 |
| Legal Unit | 1 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | EASTPOINT |
| Census Block Group | 1 |
| Census Block | 1289 |
| Census Tract | 970200 |
87 State Rd 65 is owned and occupied by two individuals who bought it in March 2020.
Source: Franklin County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 248, EASTPOINT, FL 32328-0248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| Mar 23, 2020 | Warranty Deed, Transfer DODD TITLE COMPANY INC, DODD TITLE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2020 · Amount on File |
| Deed Sale | Mar 23, 2020 · Amount on File |
| Prior Sale | Oct 18, 2004 · Amount on File |
| Deed Document Number | 20201234 |
| Deed Book / Page | 1261 / 297 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 87 STATE ROAD 65, EASTPOINT, FL 32328-3619 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Title Company | DODD TITLE COMPANY INC |
| Name | Verified Name |
|---|---|
| Address | 151 JEFFIE TUCKER RD, EASTPOINT, FL 32328-3635 |
| Document Number | 0019001369 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 1293/46 |
| Instrument | 202119001369 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.37% |
| Index | 1-Year CMT |
| Max Rate | 6.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Mar 23, 2020 |
| Property Address | 87 STATE ROAD 65, EASTPOINT, FL 32328-3619 |
| Document Number | 0019001234 |
| Book / Page | 001261 / 000297 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 19001234 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2020 |
| Title Company | DODD TITLE COMPANY INC, DODD TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Tax | $560.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 248 EASTPOINT FL 323280248, EASTPOINT, FL 32328-0248 |
The 2025 property tax bill for 87 State Rd 65 was $4,614 with a homeowner's exemption, up 2% from the year before.
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,614.00 (+2.01%) Homeowner's exemption | $538,233 (+2.71%) | $714,853 (-0.91%) Land $70,000 Building $644,853 |
| 2024 | $4,523.00 (+0.8%) Homeowner's exemption | $524,051 (+6.01%) | $721,433 (+35.45%) Land $70,000 Building $651,433 |
| 2023 | $4,487.00 (+2,392.78%) Homeowner's exemption | $494,357 (+2,807.98%) | $532,610 (+3,033%) Land $39,100 Building $493,510 |
| 2022 | $180.00 | $17,000 Land $17,000 | $17,000 Land $17,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 87 State Rd 65 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 133 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 171 units insured incl. 38 condo units |
| Nearby Flood Claims | 359 (1979–2024) |
| Claims Outside the SFHA | 6 of 359 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 87 State Rd 65 is high, ranking above 85% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTPOINT WATER ; SEWER DIST. public/private · serves 3,085 people · EPA ID FL1190236 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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