87 Smithfield Dr, Selmer, TN 38375 Property Records

McNairy County property record for 87 Smithfield Dr, Selmer, TN 38375

Property Summary

Property Type	Rural Home
Details	3 ba · 3,270 sqft · built 1992
Lot Size	45.8 acres (1,996,355 sqft)
Owner	2 Individual Names on File
Last Sale	$136,727 (Feb 2026)
Tax Bill	$2,234 (2022)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`055099 00106`

Property Details

APN / Parcel Number

Primary APN	`055099 00106`
Alternative APN	`099 00106`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,270 sqft Living Area
1st Floor Area	3,000 sqft
Upper Floors Area	360 sqft
Basement Area	354 sqft
Finished Basement	354 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,996,355 sqft (45.8 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Patio Area	939 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	87 SMITHFIELD DR
City	SELMER
State	TN
Zip	38375-2331
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 5
Jurisdiction	MCNAIRY TN
Township / Civil Division	6
Census Block Group	3
Census Block	3022
Census Tract	930502

Owner

87 Smithfield Dr, a rural home, is owned by two individuals who bought it in February 2026.

Source: McNairy County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 W COURT AVE, SELMER, TN 38375-2102
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on File
Deed Sale	Feb 27, 2026 · Amount on File
Prior Sale	Feb 20, 2026 · Amount on File
Deed Document Number	2026144074
Deed Book / Page	36 / 877
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Recording Date	Apr 21, 2026
Property Address	87 SMITHFIELD DR, SELMER, TN 38375-2331
Document Number	0000144826
Book / Page	37 / 1089
Instrument Date	Apr 7, 2026
Instrument	2026144826
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	391 GOLDFINCH CV, COLLIERVILLE, TN 38017-3100

Mortgage

Document Number	0000144826,
Date	Apr 21, 2026
Book Page	37/1089
Instrument	2026144826

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 7, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: McNairy County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	McNairy County
Unified School District	McNairy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$99,700 Land $3,975 Building $95,725
2023		$101,525 Land $3,975 Building $97,550
2022	$2,234.00		$411,600 Land $28,700 Building $382,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Smithfield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Smithfield Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SELMER WATER SYSTEM serves 20,648 people · EPA ID TN0000615
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20