87 Smith St, Dannemora, NY 12929 Property Records

Clinton County and Saranac Town property record for 87 Smith St, Dannemora, NY 12929

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,536 sqft · built 1952
Lot Size0.184 acres (8,040 sqft)
OwnerIndividual on Record
Last Sale$73,000 (Dec 1996)
Tax Bill$2,134 (2025)
Deeds & MortgagesJan 2022 Refinance
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN094401 188.17-7-2

Property Details

APN / Parcel Number

Primary APN094401 188.17-7-2
Alternative APN
  • 440118801700070020000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,536 sqft Living Area
1st Floor Area816 sqft
2nd Floor Area720 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area8,040 sqft (0.184 acres)
Lot Dimensions120 ft deep x 67 ft wide
Garage TypeAttached
Garage Area294 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area236 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address87 SMITH ST
CityDANNEMORA
StateNY
Zip12929-7742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block7
Legal Lot Number2.000
JurisdictionCLINTON NY
Township / Civil DivisionSARANAC
Census Block Group3
Census Block3005
Census Tract103800

Owner

Source: Clinton County and Saranac Town assessment roll, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing AddressPO BOX 535, DANNEMORA, NY 12929-0535
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY BANK NA
Jan 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
DANNEMORA FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 1996 · Amount on Record
Deed SaleDec 31, 1996 · Amount on Record
Deed Book / Page1002 / 296
Last Transfer DateJul 6, 2006
Transfer Doc0000020061/000009635
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address87 SMITH ST, DANNEMORA, NY 12929-7742
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000321982
DateJan 13, 2022
Instrument20220-00321982
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueFeb 1, 2042

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address87 SMITH ST, DANNEMORA, NY 12929
Document Number0000305884
Instrument DateJan 22, 2020
Transaction TypeMortgage
Record UpdatedFeb 13, 2020
Title CompanyCLINTON ABSTRACT, CLINTON ABS

Transferred To (Grantee/Buyer)

NameVerified Name
Address87 SMITH ST DANNEMORA NY 12929, DANNEMORA, NY 12929

Mortgage

Document Number0000305884
DateJan 29, 2020
Instrument305884
Lender
NameDANNEMORA FCU
AddressPLATTSBURGH, NY 12901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 28, 2035

Tax Assessment & Valuation

Source: Clinton County and Saranac Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionSaranac Town
MunicipalityDannemora Village
Unified School DistrictSaranac Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,134.00$163,000 (-) Land $13,300 Building $149,700$176,500 (+8.28%) Land $14,402 Building $162,098
2023$163,000 Land $13,300 Building $149,700$163,000 Land $13,300 Building $149,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDANNEMORA VILLAGE
serves 1,228 people · EPA ID NY0900213
Water SourcePurchased groundwater from CLINTON CORRECTIONAL FACILITY
Last State InspectionMar 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
SLICFiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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