Okaloosa County property record for 87 Schooner Ln, Shalimar, FL 32579
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,338 sqft · built 1982 |
| Lot Size | 0.17 acres (7,430 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $86,500 (Nov 1993) |
| Tax Bill | $773 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-5285-8 |
| Primary APN | C56-000-592-5285-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,338 sqft Heated Area |
| Gross Area | 1,948 sqft |
| 1st Floor Area | 1,338 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 7,430 sqft (0.17 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Finished |
| Garage Area | 460 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 87 SCHOONER LN |
|---|---|
| City | SHALIMAR |
| State | FL |
| Zip | 32579-1396 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PORT DIXIE COM SW COR LOT 1 BLK 125 E190 FT N160 FT TO POB N80 FT W100 FT S80 FT E100 FT TO POB HA=1/2 THOMAS M |
| Legal Range | 23 |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Subdivision | PORT DIXIE |
| Legal Block | 125 |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 21502 |
87 Schooner Ln is owned and occupied by two individuals who bought it in November 1993.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 87 SCHOONER LN, SHALIMAR, FL 32579-1396 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · VA Mortgage UNIVEST BANK & TRUST CO |
| Dec 4, 2018 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU |
| Feb 26, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 1993 · Amount on File |
| Deed Sale | Nov 1, 1993 · Amount on File |
| Deed Document Number | 0001790749 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 87 SCHOONER LN, SHALIMAR, FL 32579-1396 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 87 SCHOONER LN, SHALIMAR, FL 32579-1396 |
| Document Number | 0035432615 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 3543/2615 |
| Instrument | 3451404 |
| Name | UNIVEST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | MC LEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 87 SCHOONER LN, SHALIMAR, FL 32579-1396 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033770830 |
|---|---|
| Date | Dec 4, 2018 |
| Book Page | 3377/0830 |
| Instrument | 3246641 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 87 SCHOONER LN, SHALIMAR, FL 32579-1396 |
| Document Number | 0034511563 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 87 SCHOONER LN SHALIMAR FL 325791396, SHALIMAR, FL 32579-1396 |
| Document Number | 0034511563 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 003451/001563 |
| Instrument | 3346496 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 22, 2050 |
The 2025 property tax bill for 87 Schooner Ln was $773 with exemptions applied.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $773.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $112,474 | $245,859 Land $83,200 Building $162,659 |
| 2023 | $707.00 (-3.42%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $106,120 (+3%) | $235,195 (+8.57%) Land $58,203 Building $176,992 |
| 2022 | $732.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $103,029 | $216,634 Land $54,396 Building $162,238 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 87 Schooner Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 4 (1995–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 87 Schooner Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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