87 Saunders St, #89, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 87 Saunders St, #89, Lawrence, MA 01841

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,464 sqft · built 2019
Lot Size	0.169 acres (7,350 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Jan 2020)
Tax Bill	$6,329 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`131 0000 0070 A`

Property Details

APN / Parcel Number

Primary APN	`131 0000 0070 A`
Alternative APN	`LAWR M:0131 B:0000 L:0070`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,464 sqft Living Area
Gross Area	4,130 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,350 sqft (0.169 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	131 0000 0070 A
Street Address	87 SAUNDERS ST, 89
City	LAWRENCE
State	MA
Zip	01841-1838
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Lot Number	70
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2004
Census Tract	250600

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	87 SAUNDERS ST, 89, LAWRENCE, MA 01841-1838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · FHA Mortgage FEDERAL SAVINGS BANK
Jul 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AJR INVESTMENTS LLC
Mar 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 10, 2020	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
May 29, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage METHUEN COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2020 · Amount on File
Deed Sale	Jan 10, 2020 · Amount on File
Prior Sale	May 29, 2019 · Amount on File
Deed Document Number	2020637
Deed Book / Page	16150 / 70
Last Transfer Date	Mar 5, 2020
Transfer Doc	16229-19
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	87 SAUNDERS ST # 89, 89, LAWRENCE, MA 01841-1838
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017300-299
Date	Jan 4, 2022
Book Page	17300/299

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	87 SAUNDERS ST # 89, 89, LAWRENCE, MA 01841-1838
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017522-245
Date	Jul 28, 2022
Book Page	17522/245
Instrument	18016

Lender

Name	AJR INVESTMENTS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Mar 16, 2020
Property Address	87-89 SAUNDERS ST, LAWRENCE, MA 01841
Document Number	16229-19
Book / Page	016229 / 000019
Instrument Date	Mar 5, 2020
Instrument	6493
Transaction Type	Transfer
Record Updated	Mar 31, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87-89 SAUNDERS ST LAWRENCE MA 018411838, LAWRENCE, MA 01841-1838

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jan 10, 2020
Property Address	87-89 SAUNDERS ST, LAWRENCE, MA 01841
Document Number	16150-70
Book / Page	16150 / 70
Instrument Date	Jan 10, 2020
Instrument	637
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 SAUNDERS ST # 89, 89, LAWRENCE, MA 01841-1838

Mortgage

Document Number	638
Date	Jan 10, 2020
Instrument	638

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	May 29, 2019
Property Address	87-89 SAUNDERS ST, LAWRENCE, MA 01841
Document Number	15862-65
Book / Page	15862 / 65
Instrument Date	May 28, 2019
Instrument	11794
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 VALLEY VIEW WAY, METHUEN, MA 01844-2136

Mortgage

Document Number	11795
Date	May 29, 2019
Instrument	11795

Lender

Name	METHUEN COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,329.00 (+2.03%)	$732,500 (+3.92%) Land $151,600 Building $580,900	$758,477
2025	$6,203.00 (+2.97%)	$704,900 (+8.25%) Land $151,600 Building $553,300
2024	$6,024.00 (+0.13%)	$651,200 (+9.98%) Land $112,100 Building $539,100
2023	$6,016.00	$592,100 Land $109,400 Building $482,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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