87 Rogers Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 87 Rogers Rd, Carmel, IN 46032

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 2,076 sqft · built 1984
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,260 (2024)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`29-09-25-103-008.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-25-103-008.000-018`
Alternative APN	`1609250103008000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,076 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	2,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Row Home
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	130 ft deep x 52.1 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	87 ROGERS RD
City	CARMEL
State	IN
Zip	46032-1467
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	ACREAGE .00, SECTION 25, TOWNSHIP 18, RANGE 3, WOOD ACRE WEST, LOT 18
Legal Range	03
Legal Township	18
Legal Section	25
Legal Subdivision	WOOD ACRE WEST
Legal Lot Number	18
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2008
Census Tract	110905

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	87 ROGERS RD, CARMEL, IN 46032-1467
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2024
Deed Sale	Dec 27, 2024
Prior Sale	Jul 17, 2024
Deed Document Number	202450010
Prior Transfer Date	Sep 4, 2024
Prior Transfer Doc	0000050010
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	87 ROGERS RD, CARMEL, IN 46032-1467
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 ROGERS RD, CARMEL, IN 46032-1467

Mortgage

Document Number	0000019516
Date	May 30, 2023
Instrument	2023019516

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$335,200 (+8.44%) Land $79,900 Building $255,300	$335,200 (+8.44%) Land $79,900 Building $255,300
2024	$3,260.00 (+3.23%)	$309,100 (-) Land $79,900 Building $229,200	$309,100 (-) Land $79,900 Building $229,200
2023	$3,158.00 (+52.71%)	$309,100 (+55.09%) Land $79,900 Building $229,200	$309,100 (+55.09%) Land $79,900 Building $229,200
2022	$2,068.00	$199,300 Land $79,500 Building $119,800	$199,300 Land $79,500 Building $119,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Haywire, Verizon, Xfinity.

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