St. Charles County property record for 87 Rockledge Ct, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,988 sqft · built 1998 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $214,000 (Aug 2012) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | A983000710 |
| Primary APN | A983000710 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,988 sqft Living Area |
| Gross Area | 4,738 sqft |
| 1st Floor Area | 2,134 sqft |
| Basement Area | 2,134 sqft |
| Finished Basement | 854 sqft |
| Unfinished Basement | 1,280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 565 sqft |
| Patio Area | 428 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A983000710 |
|---|---|
| Street Address | 87 ROCKLEDGE CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-7302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | SOMERSET HILLS #3 LOT 146 |
| Legal Subdivision | SOMERSET HILLS #3 |
| Legal Lot Number | 146 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 311148 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 87 ROCKLEDGE CT, SAINT CHARLES, MO 63303-7302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Mar 8, 2023 | Beneficiary Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2012 · Amount on Record |
| Deed Sale | Aug 14, 2012 · Amount on Record |
| Prior Sale | Feb 27, 2012 |
| Deed Document Number | 2012611290 |
| Deed Book / Page | 5834 / 2252 |
| Last Transfer Date | Mar 2, 2023 |
| Transfer Doc | 0000008653 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 87 ROCKLEDGE CT, SAINT CHARLES, MO 63303-7302 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 87 ROCKLEDGE CT, SAINT CHARLES, MO 63303-7302 |
| Document Number | 0000081404 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021R-081404 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 8, 2023 |
| Property Address | 87 ROCKLEDGE CT, SAINT CHARLES, MO 63303-7302 |
| Document Number | 0000008653 |
| Map Reference | MB 34 PG 195 |
| Instrument Date | Mar 2, 2023 |
| Instrument | 2023R-008653 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 87 ROCKLEDGE CT, SAINT CHARLES, MO 63303-7302 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 87 ROCKLEDGE CT, SAINT CHARLES, MO 63303-7302 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $80,066 (+8.77%) | $421,403 (+8.77%) Land $80,000 Building $341,403 |
| 2023 | $73,611 | |
| 2022 | $387,426 Land $60,000 Building $327,426 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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