87 Richardson Cir, Dover, DE 19901 Property Records

Kent County property record for 87 Richardson Cir, Dover, DE 19901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,992 sqft · built 1975
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Tax Bill	$1,274 (2023)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7-00-095.06-02-40.00-000`

Property Details

APN / Parcel Number

Primary APN	`7-00-095.06-02-40.00-000`
Alternative APNs	`NM00095.060240.00/000` `33055`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,992 sqft Living Area
Gross Area	3,648 sqft
Basement Area	1,656 sqft
Unfinished Basement	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	200 ft deep x 89.8 ft wide
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Porch
Porch Area	224 sqft
Canopy	320 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	33055
Old Parcel Number	NM00095.060240.00/000
Street Address	87 RICHARDSON CIR
City	DOVER
State	DE
Zip	19901-6311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	TIDBURY MANOR, LOT #15, 87 RICHARDSON CIRCLE
Legal Subdivision	TIDBURY MANOR
Legal Lot Number	15 87
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1000
Census Tract	41702

Owner

Source: Kent County records · APN 7-00-095.06-02-40.00-000

Assessment roll updated February 15, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	87 RICHARDSON CIR, DOVER, DE 19901-6311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2026	Deed of Trust, Mortgage · VA Mortgage E HOME LOANS
Feb 16, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK
Jan 29, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 25, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Oct 05, 2018	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 06, 2009
Deed Sale	Nov 06, 2009
Deed Document Number	M 0026 0041
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Recording Date	Jul 06, 2026
Property Address	87 RICHARDSON CIR, DOVER, DE 19901-6311
Document Number	0000539433
Book / Page	14292 / 86
Instrument Date	Jun 25, 2026
Instrument	2026539433
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 RICHARDSON CIR, DOVER, DE 19901-6311

Mortgage

Document Number	0000539433,
Date	Jul 06, 2026
Book Page	14292/86
Instrument	2026539433

Lender

Name	E HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	87 RICHARDSON CIR, DOVER, DE 19901-6311
Transaction Type	Mortgage
Record Updated	Mar 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000444329
Date	Feb 16, 2022
Book Page	11759/169
Instrument	2022-444329

Lender

Name	UNITED TRUST BANK
Type	Bank
Address	PALOS HEIGHTS, IL 60463

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	87 RICHARDSON CIR, DOVER, DE 19901-6311
Transaction Type	Mortgage
Record Updated	Feb 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000407409
Date	Jan 29, 2021
Book Page	10764/302
Instrument	2021-407409

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 01, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	87 RICHARDSON CIR, DOVER, DE 19901-6311
Document Number	0000371729
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 RICHARDSON CIR DOVER DE 199016311, DOVER, DE 19901-6311

Mortgage

Document Number	0000371729
Date	Oct 21, 2019
Book Page	009829/000193
Instrument	371729

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	87 RICHARDSON CIR, DOVER, DE 19901-6311
Document Number	0000349694
Instrument Date	Oct 05, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 RICHARDSON CIR DOVER DE 199016311, DOVER, DE 19901-6311

Mortgage

Document Number	0000349694
Date	Oct 15, 2018
Book Page	009328/000105
Instrument	349694

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated February 15, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Unified School District	Caesar Rodney School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$1,274.00	$57,000 Land $14,200 Building $42,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 202 locations within half a mile of this property.

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