Westchester County and White Plains City property record for 87 Ralph Ave, White Plains, NY 10606
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,853 sqft · built 1928 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Oct 1998) |
| Tax Bill | $1,906 (2026) |
| Deeds & Mortgages | Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 551700 130.16-24-39 |
| Primary APN | 551700 130.16-24-39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,853 sqft Living Area |
| 1st Floor Area | 1,013 sqft |
| 2nd Floor Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Cape Cod |
| Exterior Material | Stucco |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 164 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 60561200400 |
|---|---|
| Street Address | 87 RALPH AVE |
| City | WHITE PLAINS |
| State | NY |
| Zip | 10606-3813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-5 |
| Legal Block | 24 |
| Legal Lot Number | 39.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | WHITE PLAINS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 9600 |
Source: Westchester County and White Plains City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 87 RALPH AVE, WHITE PLAINS, NY 10606-3813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 1998 · Amount on Record |
| Deed Sale | Oct 8, 1998 · Amount on Record |
| Deed Book / Page | 12132 / 198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 87 RALPH AVE, WHITE PLAINS, NY 10606-3813 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 87 RALPH AVE, WHITE PLAINS, NY 10606-3813 |
| Document Number | 0620483253 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 620483253 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 3, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Westchester County and White Plains City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | White Plains City |
| Unified School District | White Plains City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,906.00 (-88.69%) | ||
| 2025 | $16,858.00 | $12,900 (-) Land $2,750 Building $10,150 | $591,743 (+8.72%) Land $126,147 Building $465,596 |
| 2024 | $12,900 (-) Land $2,750 Building $10,150 | $544,304 (+0.84%) Land $116,034 Building $428,270 | |
| 2023 | $12,900 Land $2,750 Building $10,150 | $539,749 Land $115,063 Building $424,686 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 12 (1979–2021) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE PLAINS CITY serves 59,559 people · EPA ID NY5903464 |
|---|---|
| Water Source | Purchased surface water from WESTCHESTER COUNTY WD #1 |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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