87 Porter Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 87 Porter Rd, Andover, MA 01810 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,032 sqft · built 1998
Lot Size	0.695 acres (30,279 sqft)
Owner	2 Individual Names on File
Last Sale	$2,120,000 (Jun 2026)
Tax Bill	$16,763 (2025)
Deeds & Mortgages	Aug 2021 Refinance Jun 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00096 B:00002 L:0000C`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00096 B:00002 L:0000C`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,032 sqft Living Area
Gross Area	7,760 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,279 sqft (0.695 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	87 PORTER RD
City	ANDOVER
State	MA
Zip	01810-4846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	C
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1020
Census Tract	254301

Owner

Source: Essex County and Andover Town records · APN ANDO M:00096 B:00002 L:0000C

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	87 PORTER RD, ANDOVER, MA 01810-4846
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Jun 26, 2026	Quit Claim Deed, Transfer · ARM
Aug 16, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jul 26, 2021	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK
Feb 08, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Aug 29, 2019	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO
Apr 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Deed Document Number	202610581
Deed Book / Page	18619 / 193
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	87 PORTER RD, ANDOVER, MA 01810-4846
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017078-289
Date	Aug 11, 2021
Book Page	17078/289
Instrument	27003

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Jun 26, 2026
Property Address	87 PORTER RD, ANDOVER, MA 01810-4846
Document Number	0000010581
Book / Page	18619 / 193
Instrument Date	Apr 24, 2026
Instrument	202610581
Transaction Type	Transfer
Record Updated	Jul 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	87 PORTER RD, ANDOVER, MA 01810-4846

Mortgage

Date	Jun 26, 2026

Lender

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Type Change Date	Jul 01, 2033
Index	Other
Margin	3
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	87 PORTER RD, ANDOVER, MA 01810-4846
Transaction Type	Mortgage
Record Updated	Sep 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017810-252
Date	Aug 16, 2023
Book Page	17810/252
Instrument	13215

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	87 PORTER RD, ANDOVER, MA 01810-4846
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017049-53
Date	Jul 26, 2021
Book Page	17049/53
Instrument	24833

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.64%
Type Change Date	Aug 01, 2031
Index	1-Year CMT

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	87 PORTER RD, ANDOVER, MA 01810-4846
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16757-317
Date	Feb 08, 2021
Book Page	16757/317
Instrument	4406

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Mar 01, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	87 PORTER RD, ANDOVER, MA 01810-4846
Document Number	15983-272
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 PORTER RD ANDOVER MA 018104846, ANDOVER, MA 01810-4846

Mortgage

Document Number	15983-272
Date	Sep 03, 2019
Book Page	015983/000272
Instrument	21317

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 02, 2049

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	87 PORTER RD, ANDOVER, MA 01810-4846
Document Number	15058-97
Book / Page	015058 / 000097
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15058-97
Date	Apr 26, 2017
Book Page	015058/000097
Instrument	10121

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,763.00 (+1.55%)	$1,342,100 (+4.72%) Land $554,100 Building $788,000	$1,843,855
2024	$16,507.00 (+4.16%)	$1,281,600 (+10.47%) Land $533,500 Building $748,100
2023	$15,847.00	$1,160,100 Land $480,400 Building $679,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092543011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1987–2010)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Mar 2010, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, May 2006 · 4 claims

Wildfire

Wildfire Risk	Low above 7% of the US · above 16% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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