87 Pennekamp Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 87 Pennekamp Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,295 sqft · built 2021
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on File
Last Sale	$1,250,000 (Feb 2022)
Tax Bill	$2,726 (2025)
Deeds & Mortgages	Feb 2026 Sale Nov 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-3S-18-16120-000-0090`

Property Details

APN / Parcel Number

Primary APN	`24-3S-18-16120-000-0090`
Alternative APN	`24-318-16120-000-0090`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,295 sqft Living Area
Gross Area	3,185 sqft
1st Floor Area	2,295 sqft
Flooring	Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,015 sqft (0.184 acres)
Lot Dimensions	133 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	87 PENNEKAMP LN
City	INLET BEACH
State	FL
Zip	32461-8602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BWSPVC
Legal Description	LOT 9 WATERSOUND ORIGINS- NATUREWALK PH 1 PB 22-50 OR 3185-3582 OR 3230-1030 OR 3238-4579
Legal Range	018
Legal Township	03S
Legal Section	24
Legal Subdivision	WATERSOUND ORIGINS NATUREWALK PHASE 1
Legal Phase	1
Legal Lot Number	9
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2019
Census Tract	950610

Owner

87 Pennekamp Ln is owned by an individual who acquired it in July 2022.

Source: Walton County records, as of February 27, 2026

Owner of Record	Individual Name on File
Mailing Address	249 GILMORE RD, SANTA ROSA BEACH, FL 32459-5927
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Distribution, Transfer ACCOMODATION, ACCOMMODATION
Nov 4, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 15, 2022	Warranty Deed, Transfer EQUITRUST TITLE COMPANY
Dec 17, 2021	Special Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2022 · Amount on File
Deed Sale	Feb 15, 2022 · Amount on File
Prior Sale	Dec 17, 2021 · Amount on File
Deed Document Number	20227111
Deed Book / Page	3238 / 4579
Last Transfer Date	Jul 8, 2022
Transfer Doc	0033763099
Record Updated	Jun 8, 2026

February 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	WALTON FL
Recording Date	Feb 19, 2026
Property Address	87 PENNEKAMP LN, INLET BEACH, FL 32461-8602
Document Number	0033874114
Book / Page	3387 / 4114
Map Reference	MB 22 PG 50-52
Instrument Date	Feb 16, 2026
Instrument	20260006227
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	249 GILMORE RD, SANTA ROSA BEACH, FL 32459-5927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 GILMORE RD, SANTA ROSA BEACH, FL 32459-5927

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Nov 4, 2025
Property Address	87 PENNEKAMP LN, INLET BEACH, FL 32461-8602
Document Number	0033763099
Book / Page	3376 / 3099
Map Reference	MB 22 PG 50-52
Instrument Date	Jul 8, 2025
Instrument	20250040678
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	87 PENNEKAMP LN, INLET BEACH, FL 32461-8602

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 15, 2022
Property Address	87 PENNEKAMP LN, INLET BEACH, FL 32461-8602
Document Number	0032384579
Book / Page	3238 / 4579
Map Reference	MB 22 PG 50-52
Instrument Date	Feb 15, 2022
Instrument	20220007111
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	EQUITRUST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$8,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	387 CARSON OAKS LN, SANTA ROSA BEACH, FL 32459-7155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 PENNEKAMP LN, INLET BEACH, FL 32461-8602

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 17, 2021
Property Address	87 PENNEKAMP LN, INLET BEACH, FL 32461-8602
Document Number	0032301030
Book / Page	3230 / 1030
Map Reference	MB 22 PG 50-52
Instrument Date	Nov 30, 2021
Instrument	20210062458
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	K TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,525.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 NE 1ST ST, DELRAY BEACH, FL 33444-3807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	387 CARSON OAKS LN, SANTA ROSA BEACH, FL 32459-7155

Mortgage

Document Number	0032301032
Date	Dec 17, 2021
Instrument	3230/1032

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 87 Pennekamp Ln was $2,726, up 2.1% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,726.00 (+2.14%)	$350,387 (-52.77%)	$768,081 (+3.53%) Land $150,000 Building $618,081
2024	$2,669.00 (+4.05%) Homeowner's exemption	$741,923 (+22.65%) Land $123,842 Building $618,081	$741,923 (+22.65%) Land $123,842 Building $618,081
2023	$2,565.00 (-55.18%) Homeowner's exemption	$604,930 (-2.05%) Land $123,842 Building $481,088	$604,930 (-2.05%) Land $123,842 Building $481,088
2022	$5,723.00	$617,595 Land $137,465 Building $480,130	$617,595 Land $137,465 Building $480,130

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 87 Pennekamp Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Pennekamp Ln is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 60% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Fiber	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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