87 Owen Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 87 Owen Dr, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,456 sqft · built 1954
Lot Size	0.305 acres (13,286 sqft)
Owner	2 Trust Names on File
Last Sale	$175,000 (Oct 1989)
Tax Bill	$4,823 (2026)
Deeds & Mortgages	Jul 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`8730-04`

Property Details

APN / Parcel Number

Primary APN	`8730-04`
Alternative APN	`CUMB M:024 B:0153 L:000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	2,897 sqft
1st Floor Area	1,456 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,286 sqft (0.305 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	8730-04
Street Address	87 OWEN DR
City	CUMBERLAND
State	RI
Zip	02864-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	153
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2033
Census Tract	11404

Owner

87 Owen Dr is owner-occupied and held in a trust since October 1989.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	87 OWEN DR, CUMBERLAND, RI 02864-4123
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 1989 · Amount on File
Deed Sale	Oct 23, 1989 · Amount on File
Prior Sale	Mar 21, 1989 · Amount on File
Transfer Doc	1746-618
Record Updated	Oct 29, 2026

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jul 3, 2017
Property Address	87 OWEN DR, CUMBERLAND, RI 02864-4123
Document Number	1746-618
Book / Page	001746 / 000618
Instrument Date	Jun 12, 2017
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	87 OWEN DR CUMBERLAND RI 028644123, CUMBERLAND, RI 02864-4123

Tax Assessment & Valuation

The 2026 property tax bill for 87 Owen Dr was $4,823, up 9.8% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,823.00 (+9.76%)	$481,800 (+34.54%) Land $224,100 Building $257,700	$471,038
2025	$4,394.00	$358,100 Land $119,000 Building $239,100
2023	$4,161.00 (+0.97%)	$358,100 (+30.27%) Land $119,000 Building $239,100
2022	$4,121.00	$274,900 Land $92,000 Building $182,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Owen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Owen Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880