Bell County property record for 87 Oak Trl, Belton, TX 76513
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,801 sqft · built 1977 |
| Lot Size | 0.309 acres (13,499 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $2,173 (2023) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0434200750 |
| Primary APN | 0434200750 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,801 sqft Living Area |
| 1st Floor Area | 1,801 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,499 sqft (0.309 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 635643 |
|---|---|
| Street Address | 87 OAK TRL |
| City | BELTON |
| State | TX |
| Zip | 76513-6268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODLAND TRAILS, BLOCK 003, LOT 0006 |
| Legal Subdivision | WOODLAND TRAILS |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | BELL TX |
| Township / Civil Division | NORTHWEST BELL |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 20201 |
The current owner of 87 Oak Trl acquired it in October 2013.
Source: Bell County records, as of April 1, 2024
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 87 OAK TRL, BELTON, TX 76513-6268 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Jun 8, 2019 | Deed of Trust, Mortgage AMERICAN FINANCING |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jan 14, 2008 |
| Last Transfer Date | Oct 2, 2013 |
| Transfer Doc | 0000043341 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 87 OAK TRL, BELTON, TX 76513-6268 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000050059 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 2020-00050059 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 87 OAK TRL, BELTON, TX 76513-6268 |
| Document Number | 0000025422 |
| Instrument Date | Jun 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 87 OAK TRL KILLEEN TX 76543, KILLEEN, TX 76543 |
| Document Number | 0000025422 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 010881/000282 |
| Instrument | 25422 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 13, 2049 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,173.00 (-25.71%) Homeowner's exemption | $253,932 Land $18,900 Building $235,032 | $253,932 Land $18,900 Building $235,032 |
| 2022 | $2,925.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 87 Oak Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 87 Oak Trl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Altitude ISP, Nextlink.
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