Cayuga County and Auburn City property record for 87 N Division St, Auburn, NY 13021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1880 |
| Lot Size | 0.324 acres (14,124 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Sep 1999) |
| Tax Bill | $2,193 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2023 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050100 115.33-1-61 |
| Primary APN | 050100 115.33-1-61 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Upper Floors Area | 216 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,124 sqft (0.324 acres) |
| Lot Dimensions | 205 ft deep x 66 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 405 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 250001700 |
|---|---|
| Street Address | 87 N DIVISION ST |
| City | AUBURN |
| State | NY |
| Zip | 13021-2440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 81 N DIVISION ST |
| Legal Block | 1 |
| Legal Lot Number | 61.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | AUBURN |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 41300 |
87 N Division St is owned and occupied by an individual who bought it in September 1999.
Source: Cayuga County and Auburn City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 87 N DIVISION ST, AUBURN, NY 13021-2440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage CAYUGA LAKE NATIONAL BANK |
| Jun 23, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CAYUGA LAKE NATIONAL BANK |
| Dec 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CAYUGA LAKE NATIONAL BANK |
| Aug 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAYUGA LAKE NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 1999 · Amount on File |
| Deed Sale | Sep 21, 1999 · Amount on File |
| Deed Book / Page | 1013 / 289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 87 N DIVISION ST, AUBURN, NY 13021-2440 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 004670/303 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 4670/303 |
| Instrument | 2025-239435 |
| Name | CAYUGA LAKE NATIONAL BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 87 N DIVISION ST, AUBURN, NY 13021-2440 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0004367/97 |
|---|---|
| Date | Jun 23, 2023 |
| Book Page | 4367/97 |
| Instrument | 2023-222437 |
| Name | CAYUGA LAKE NATIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 87 N DIVISION ST, AUBURN, NY 13021-2440 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004307/350 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 4307/350 |
| Instrument | 2022-218890 |
| Name | CAYUGA LAKE NATIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 87 N DIVISION ST, AUBURN, NY 13021-2440 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040940081 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 4094/81 |
| Instrument | 2021-207067 |
| Name | CAYUGA LAKE NATIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 87 N Division St was $2,193, up 5.6% from the year before.
Source: Cayuga County and Auburn City assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| Municipality | Auburn City |
| Unified School District | Auburn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,193.00 (+5.58%) | ||
| 2025 | $2,077.00 (+5.49%) | $84,900 Land $17,300 Building $67,600 | $113,200 Land $23,067 Building $90,133 |
| 2024 | $1,969.00 | ||
| 2023 | $83,900 (-) Land $17,300 Building $66,600 | $87,396 (+4.17%) Land $18,021 Building $69,375 | |
| 2022 | $83,900 Land $17,300 Building $66,600 | $83,900 Land $17,300 Building $66,600 | |
| 2019 | $501.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 87 N Division St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 87 N Division St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN serves 27,179 people · EPA ID NY0501710 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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