87 Mitchell Dr, Oakland, MD 21550 Property Records

Garrett County property record for 87 Mitchell Dr, Oakland, MD 21550 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,858 sqft · built 1971
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Tax Bill	$1,664 (2023)
Deeds & Mortgages	Jan 2020 Loan Modification Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-002459`

Property Details

APN / Parcel Number

Primary APN	`07-002459`
Alternative APNs	`7002459` `002459`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,858 sqft Total Area
1st Floor Area	1,083 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Detached
Garage Area	560 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	002459
Old Parcel Number	7002459
Street Address	87 MITCHELL DR
City	OAKLAND
State	MD
Zip	21550-1152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.46 AC LOT 17 MITCHELL MANOR SUB
Legal Subdivision	MITCHELL MANOR SUB
Legal Lot Number	17
Jurisdiction	GARRETT MD
Township / Civil Division	7, EAST OAKLAND
Census Block Group	2
Census Block	2000
Census Tract	601

Owner

Source: Garrett County records · APN 07-002459

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	87 MITCHELL DR, OAKLAND, MD 21550-1152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Loan Modification, Mortgage ATTORNEY ONLY
Mar 18, 2020	Deed, Transfer · Conventional Mortgage CLEAR MOUNTAIN BANK
Jul 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage GARRETT CNTY CMNTY ACTION COMM
Jul 20, 2018	Grant Deed, Transfer MLEND

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 18, 2020
Deed Sale	Mar 18, 2020
Prior Sale	Jul 20, 2018 · Amount on Record
Deed Document Number	0002194316
Deed Book / Page	2194 / 316
Record Updated	Jun 07, 2026

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GARRETT MD
Property Address	87 MITCHELL DR, OAKLAND, MD 21550-1152
Document Number	0021940320
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	May 01, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 MITCHELL DR OAKLAND MD 215501152, OAKLAND, MD 21550-1152

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Mar 18, 2020
Property Address	87 MITCHELL DR, OAKLAND, MD 21550-1152
Document Number	0021940316
Book / Page	2194 / 316
Map Reference	LB 2084 FO 145
Instrument Date	Jan 24, 2020
Transaction Type	Transfer
Record Updated	May 02, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	87 MITCHELL DR, OAKLAND, MD 21550-1152

Mortgage

Document Number	0002194324
Date	Mar 18, 2020
Instrument	2194/324

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 01, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	87 MITCHELL DR, OAKLAND, MD 21550-1152
Document Number	0020840167
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 MITCHELL DR OAKLAND MD 215501152, OAKLAND, MD 21550-1152

Mortgage

Document Number	0020840167
Date	Jul 16, 2018
Book Page	002084/000167

Lender

Name	GARRETT CNTY CMNTY ACTION COMM
Address	104 E CENTER ST, OAKLAND, MD 21550-1307

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Jul 20, 2018
Property Address	87 MITCHELL DR, OAKLAND, MD 21550-1152
Document Number	0020840145
Book / Page	002084 / 000145
Instrument Date	Jul 13, 2018
Transaction Type	Transfer
Record Updated	Aug 01, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	87 MITCHELL DR OAKLAND MD 215501152, OAKLAND, MD 21550-1152

Mortgage

Document Number	20840152
Date	Jul 20, 2018
Book Page	002084/000152

Lender

Name	MLEND
Address	MIDDLETOWN, MD 21769

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

Source: Garrett County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,664.00 Homeowner's exemption	$145,900	$166,900 Land $17,000 Building $149,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mountain Communications	Fiber	1,000 / 1,000
Shenandoah Telecommunications Company	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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