87 Middle Rd, Ocracoke, NC 27960 Property Records

Hyde County property record for 87 Middle Rd, Ocracoke, NC 27960 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 832 sqft · built 1971
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (May 2003)
Tax Bill$2,918 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone AE (high risk)
APN9500488869

Property Details

APN / Parcel Number

Primary APN9500488869
Alternative APN
  • 1316

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area832 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Garage Area832 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area54 sqft
Deck Area40 sqft
Shed1 Shed
Shed Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Old Parcel Number9500488869
Street AddressMIDDLE RD
CitySWANQUARTER
StateNC
Zip27885
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 31 & 1/2 OF 30 BL.DWAHAB VILLAGE ANNEX
Legal SubdivisionWAHAB VILLAGE ANNEX OCRACOKE TOWNSHIP
Legal BlockD
Legal Lot Number31
JurisdictionHYDE NC
Township / Civil DivisionOCRACOKE
Census Block Group3
Census Block3041
Census Tract920101

Owner

Source: Hyde County records · APN 9500488869

Assessment roll updated June 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 863, OCRACOKE, NC 27960-0863
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 20, 2003 · Amount on Record
Deed SaleMay 20, 2003 · Amount on Record
Deed Book / Page\N
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHYDE NC
Property Address87 MIDDLE RD, OCRACOKE, NC 27960-1259
Transaction TypeMortgage
Record UpdatedApr 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000295/300
DateApr 12, 2022
Book Page295/300
Instrument410444
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Hyde County records · Assessment roll updated June 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHyde County
Unified School DistrictHyde County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,918.00 (+20.58%)$310,375 (+45.67%) Land $189,000 Building $121,375$310,375 (+45.67%) Land $189,000 Building $121,375
2023$2,420.00$213,065 Land $93,750 Building $119,315$213,065 Land $93,750 Building $119,315

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hyde County (37095C), updated June 15, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370959201013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 631 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies672 units insured
41 under condo master policies
Nearby Flood Claims382 (1999–2023)
Claims Outside the SFHA11 of 382
Most Recent ClaimAug 2023, other causes
Claims By Storm
  • Hurricane Dorian, Sep 2019 · 316 claims
  • Hurricane Matthew, Oct 2016 · 35 claims
  • Hurricane Dennis, Sep 1999 · 5 claims

Wildfire

Wildfire RiskModerate
above 66% of the US · above 88% of North Carolina
Wildfire LikelihoodAbout 1 in 671 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 251 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ocracoke Cable TVCable10 / 1
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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