St. Johns County property record for 87 Merchant Ave, Saint Johns, FL 32259
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $512,155 (Aug 2026) |
| Tax Bill | $3,759 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000729-1420 |
| Primary APN | 000729-1420 |
|---|
| Lot Area | 6,098 sqft (0.14 acres) |
|---|
| Street Address | 87 MERCHANT AVE |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-9514 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 126/32-42 WATERSONG AT RIVERTOWN PHASE FOUR-B LOT 142 |
| Legal Subdivision | WATERSONG AT RIVERTOWN PHASE FOUR B |
| Legal Block | 1 |
| Legal Lot Number | 142 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 20807 |
87 Merchant Ave, residential vacant land, is owned and occupied by an individual who bought it in August 2026.
Source: St. Johns County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 87 MERCHANT AVE, SAINT JOHNS, FL 32259-9514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2026 · Amount on File |
| Deed Sale | Aug 28, 2026 · Amount on File |
| Deed Document Number | 202673945 |
| Deed Book / Page | 6427 / 1605 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 28, 2026 |
| Property Address | 87 MERCHANT AVE, SAINT JOHNS, FL 32259-9514 |
| Document Number | 0000073945 |
| Book / Page | 6427 / 1605 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 202673945 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $362,094.09 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 87 MERCHANT AVE, SAINT JOHNS, FL 32259-9514 |
| Document Number | 0000073946, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 202673946 |
| Name | MATTAMY HOME FUNDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 87 Merchant Ave was $3,759.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,000 (+1%) Land $110,000 | $115,000 (+15%) Land $115,000 | |
| 2025 | $3,759.00 | $100,000 | $100,000 Land $100,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 87 Merchant Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 87 Merchant Ave is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
May also be available: Xfinity.
5G and 4G LTE (outdoors only)
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