87 Memphis Dr, Gray, KY 40734 Property Records

Knox County property record for 87 Memphis Dr, Gray, KY 40734

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,064 sqft · built 1990
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Jul 2020)
Tax Bill	$956 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-00-00-067.00`

Property Details

APN / Parcel Number

Primary APN	`055-00-00-067.00`
Alternative APNs	`321246` `383372` `74`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1990
Exterior Material	Concrete Block
Foundation Type	Concrete
Roof Type	Mansard
Roof Material	Metal
Lot Area	304,920 sqft (7 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	96 sqft

Location & Zoning

Account Number	74
Street Address	87 MEMPHIS DR
City	GRAY
State	KY
Zip	40734-6639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7 ACRES OLD OWENS BR GRAYS
Jurisdiction	KNOX KY
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2047
Census Tract	930300

Owner

87 Memphis Dr is owned by an individual who bought it in July 2020.

Source: Knox County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1728 GAFFNEY CT, CROFTON, MD 21114-2408
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
Jul 20, 2020	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC
Sep 7, 2017	Deed, Transfer COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2020 · Amount on File
Deed Sale	Jul 20, 2020 · Amount on File
Prior Sale	Jan 19, 2016 · Amount on File
Deed Document Number	244397
Deed Book / Page	D436 / 575
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX KY
Property Address	87 MEMPHIS DR, GRAY, KY 40734-6639
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 MEMPHIS DR, GRAY, KY 40734-6639

Mortgage

Document Number	00M513/373
Date	Dec 7, 2023
Book Page	M513/373
Instrument	264053

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	WILLIAMSBURG, KY 40769

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Nov 21, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KNOX KY
Recording Date	Jul 20, 2020
Property Address	87 MEMPHIS DR, GRAY, KY 40734-6639
Document Number	00D436/575
Book / Page	D436 / 575
Instrument Date	Jun 25, 2020
Instrument	244397
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	ACCURATE EQUITY GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	87 MEMPHIS DR, 87, GRAY, KY 40734-6639

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1728 GAFFNEY CT, CROFTON, MD 21114-2408

Mortgage

Document Number	000M474176
Date	Jul 20, 2020
Instrument	M474/176

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KNOX KY
Recording Date	Sep 7, 2017
Property Address	87 MEMPHIS DR, GRAY, KY 40734-6639
Document Number	000D421/28
Book / Page	D421 / 28
Instrument Date	Aug 9, 2017
Instrument	229030
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	ACCURATE EQUITY GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	611 MISSOURI ST, 611, BORGER, TX 79007-3739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 MEMPHIS DR, GRAY, KY 40734-6639

Mortgage

Document Number	000M445680
Date	Sep 7, 2017
Instrument	M445/680

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Amount	Amount on Record
Term	239 Months
Due	Aug 17, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 87 Memphis Dr was $956.

Source: Knox County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Knox County
Unified School District	Knox County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$956.00	$88,000 Land $22,000 Building $66,000	$88,000 Land $22,000 Building $66,000
2023	$981.00	$88,000	$88,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Memphis Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Memphis Dr is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 88% of Kentucky
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARBOURVILLE UTILITIES serves 16,420 people · EPA ID KY0610016
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OnPoint Broadband Fiber	10,000 / 10,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Memphis Dr

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