87 Melody Dr, Pooler, GA 31322 Property Records

Chatham County property record for 87 Melody Dr, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · built 2021
Lot Size	0.168 acres (7,318 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Apr 2024)
Tax Bill	$5,716 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-1010F-06-048`

Property Details

APN / Parcel Number

Primary APN	`5-1010F-06-048`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,318 sqft (0.168 acres)
Garage Type	Mixed
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	114 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	87 MELODY DR
City	POOLER
State	GA
Zip	31322-3644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 260 HARMONY PHASE 5
Legal Phase	5
Legal Lot Number	260
Jurisdiction	CHATHAM GA
Township / Civil Division	POOLER-BLOOMINGDALE
Census Block Group	2
Census Block	2027
Census Tract	10810

Owner

Source: Chatham County assessment roll, as of September 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	314 ELM ST, ROME, NY 13440-4146
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE
May 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage COLONY BANK
Nov 23, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Nov 23, 2021 · Amount on Record
Deed Book / Page	3353 / 515
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Apr 17, 2024
Property Address	87 MELODY DR, POOLER, GA 31322-3644
Document Number	0033530515
Book / Page	3353 / 515
Instrument Date	Apr 16, 2024
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 MELODY DR, POOLER, GA 31322-3644

Mortgage

Document Number	0033530517
Date	Apr 17, 2024
Book Page	0000003353/0000000517

Lender

Name	UNITED WHOLESALE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	87 MELODY DR, POOLER, GA 31322-3644
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023780193
Date	May 21, 2021
Book Page	0000002378/0000000193

Lender

Name	COLONY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 23, 2021
Property Address	87 MELODY DR, POOLER, GA 31322-3644
Document Number	0026220526
Book / Page	2622 / 526
Instrument Date	Nov 23, 2021
Instrument	2021-015339
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 MELODY DR, POOLER, GA 31322-3644

Mortgage

Document Number	0026220527
Date	Nov 24, 2021
Book Page	0000002622/0000000527

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,716.00 (+41.77%)	$174,000 (+27.34%) Land $26,000 Building $148,000	$435,000 (+27.34%) Land $65,000 Building $370,000
2023		$136,640 (+9.84%) Land $11,200 Building $125,440	$341,600 (+9.84%) Land $28,000 Building $313,600
2022	$4,032.00	$124,400 Land $11,200 Building $113,200	$311,000 Land $28,000 Building $283,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Tropical Storm Debby, Aug 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delta Communications Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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