87 McRae St, Pellston, MI 49769 Property Records

Emmet County property record for 87 McRae St, Pellston, MI 49769

Property Summary

Property Type	Single Family Home
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$122,000 (Aug 2023)
Tax Bill	$1,662 (2024)
Deeds & Mortgages	Jan 2026 Transfer Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-10-33-400-005`

Property Details

APN / Parcel Number

Primary APN	`10-10-33-400-005`

Exterior

Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	218 ft deep x 86 ft wide

Location & Zoning

Street Address	87 MCRAE ST
City	PELLSTON
State	MI
Zip	49769-9235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC I-2
Legal Description	COM ON E SEC LN 350 FT N OF SE COR, TH N 81.3 FT, W 249.98 FT, S 84.94 FT, TH E 250 FT TO POB. SECTION 33, T37N, R4W
Legal Range	04W
Legal Township	37N
Legal Section	33
Legal Subdivision	E2SE4SE4S33 T37N R4W
Jurisdiction	EMMET MI
Township / Civil Division	MCKINLEY
Census Block Group	2
Census Block	2014
Census Tract	970201

Owner

87 McRae St is owned by two individuals who acquired it in January 2026.

Source: Emmet County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2476 CHESTNUT TRL, MUSKEGON, MI 49442-1484
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Aug 11, 2023	Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on File
Deed Sale	Aug 11, 2023 · Amount on File
Prior Sale	Jan 28, 2010 · Amount on File
Deed Document Number	20235207020
Deed Book / Page	1254 / 29
Last Transfer Date	Jan 20, 2026
Transfer Doc	001272/802
Record Updated	Sep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jan 27, 2026
Property Address	87 MCRAE ST, PELLSTON, MI 49769-9235
Document Number	001272/802
Book / Page	1272 / 802
Instrument Date	Jan 20, 2026
Instrument	5225853
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2476 CHESTNUT TRL, MUSKEGON, MI 49442-1484

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	87 MCRAE ST, PELLSTON, MI 49769-9235
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 MCRAE ST, PELLSTON, MI 49769-9235

Mortgage

Document Number	0000001256/0000000598
Date	Dec 18, 2023
Book Page	0000001256/0000000598
Instrument	5209587

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	228 Months
Due	Jan 1, 2043

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Aug 11, 2023
Property Address	87 MCRAE ST, PELLSTON, MI 49769-9235
Document Number	0001254/29
Book / Page	1254 / 29
Instrument Date	Aug 9, 2023
Instrument	5207020
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount on Record
Tax	$10.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	87 MCRAE ST, PELLSTON, MI 49769-9235

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	McKinley Township
Unified School District	Pellston Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,500 (+23.98%) Land $11,000 Building $49,500	$121,000 (+23.98%) Land $22,000 Building $99,000
2025		$48,800 Land $11,800 Building $37,000	$97,600 Land $23,600 Building $74,000
2024	$1,662.00
2023		$38,200 Land $38,200	$76,400 Land $76,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 87 McRae St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 McRae St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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