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87 McCormack Rd, Waddy, KY 40076 Property Records

Shelby County property record for 87 McCormack Rd, Waddy, KY 40076 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2004
Lot Size1.68 acres (73,181 sqft)
OwnerIndividual Name on File
Tax Bill$980 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Apr 2017 Transfer
Flood ZoneZone X (minimal risk)
APN092A-01-014

Property Details

APN / Parcel Number

Primary APN092A-01-014
Alternative APN
  • 0045295

Interior

Stories1 Story

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area73,181 sqft (1.68 acres)
Garage TypeMixed
DrivewayGravel Driveway
Parking Spaces2 Parking Spaces
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number0045295
Street Address87 MCCORMACK RD
CityWADDY
StateKY
Zip40076-5023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESIDENTIAL ESTATES LOT 1
Legal SubdivisionRESIDENTIAL ESTATES DIV
Legal Lot Number1
JurisdictionSHELBY KY
Township / Civil DivisionHARRISONVILLE
Census Block Group2
Census Block2043
Census Tract40101

Owner

Source: Shelby County records · APN 092A-01-014

Assessment roll updated February 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address57 MCCORMACK RD, WADDY, KY 40076-5023
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2018Deed of Trust, Mortgage · ARM
CITADEL SERVICING CORPORATION
Apr 07, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 19, 2012
Transfer Doc00D622/245
Record UpdatedJun 08, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY KY
Property Address87 MCCORMACK RD, WADDY, KY 40076-5023
Transaction TypeMortgage
Record UpdatedFeb 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 438075
DateFeb 05, 2018
Book PageM1071/558
Instrument438075
Lender
NameCITADEL SERVICING CORPORATION
TypeNon-Lending Institution
AddressIRVINE, CA 92618
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueFeb 01, 2048
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateFeb 01, 2025
Change FrequencyAnnually
Min Rate At Change6.25%
Max Rate At Change8.25%
Index1-Year CMT
Max Rate12.2%

April 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHELBY KY
Recording DateApr 07, 2017
Property Address87 MCCORMACK RD, WADDY, KY 40076-5023
Document Number00D622/245
Book / PageD622 / 245
Map ReferenceMB 1 PG 140
Instrument DateDec 19, 2012
Instrument429662
Transaction TypeTransfer
Record UpdatedJan 21, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address87 MCCORMACK RD, 87, WADDY, KY 40076-5023

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 MCCORMACK RD, WADDY, KY 40076-5023

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated February 17, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyShelby County
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$980.00 (-2.2%)$83,000 (-)$83,000 (-)
2023$1,002.00$83,000$83,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (21211C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212110401012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 63 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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