87 Main St, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 87 Main St, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,613 sqft · built 1949
Lot Size	0.659 acres (28,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Feb 2023)
Tax Bill	$4,340 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:50B B:A28`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:50B B:A28`
Alternative APN	`50BA28`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,613 sqft Living Area
Gross Area	3,724 sqft
1st Floor Area	1,008 sqft
Basement Area	1,246 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,712 sqft (0.659 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	50BA28
Street Address	87 MAIN ST
City	OXFORD
State	MA
Zip	01540-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GB
Legal Block	A28
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	3
Census Block	3009
Census Tract	753200

Owner

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	87 MAIN ST, OXFORD, MA 01540-2822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit I-C FCU
Feb 15, 2023	Quit Claim Deed, Transfer · FHA Mortgage DREW MORTGAGE ASSOCIATES INC
Jun 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2023 · Amount on Record
Deed Sale	Feb 15, 2023 · Amount on Record
Prior Sale	Jun 20, 2017
Deed Document Number	202313462
Deed Book / Page	68832 / 97
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	87 MAIN ST, OXFORD, MA 01540-2822
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073086-160
Date	Jan 15, 2026
Book Page	73086/160
Instrument	3476

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2051

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Feb 15, 2023
Property Address	87 MAIN ST, OXFORD, MA 01540-2822
Document Number	0068832-97
Book / Page	68832 / 97
Instrument Date	Feb 15, 2023
Instrument	13462
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	87 MAIN ST, OXFORD, MA 01540-2822

Mortgage

Document Number	0000013463
Date	Feb 15, 2023
Instrument	13463

Lender

Name	DREW MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Jun 20, 2017
Property Address	87 MAIN ST, OXFORD, MA 01540-2822
Document Number	57289-241
Book / Page	057289 / 000241
Instrument Date	Jun 6, 2017
Instrument	63903
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	87 MAIN ST OXFORD MA 015402822, OXFORD, MA 01540-2822

Tax Assessment & Valuation

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,340.00 (+8,58%)	$354,900 (-10.42%) Land $84,800 Building $270,100	$398,020 (+4.32%)
2025	$50.00 (-99.02%)	$396,200 (+4.32%) Land $97,500 Building $298,700	$381,520
2024	$5,120.00 (+6.09%)	$379,800 (+7.35%) Land $91,000 Building $288,800
2023	$4,826.00	$353,800 Land $81,200 Building $272,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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