87 Main St, Andover, NJ 07821 Property Records

Sussex County and Andover Borough property record for 87 Main St, Andover, NJ 07821

Property Summary

Property TypeSingle Family Home
Details1,144 sqft
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Tax Bill$6,059 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-00010-0000-00002

Property Details

APN / Parcel Number

Primary APN01-00010-0000-00002
Alternative APN
  • 010001000002

Interior

Stories2 Stories
Building Area1,144 sqft Living Area

Exterior

Architectural StyleColonial
Construction TypeFrame
Lot Area11,761 sqft (0.27 acres)

Location & Zoning

Street Address87 MAIN ST
CityANDOVER
StateNJ
Zip07821-4522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC1
Legal Block10
Legal Lot Number2
JurisdictionSUSSEX NJ
Township / Civil DivisionANDOVER
Census Block Group2
Census Block2018
Census Tract373500

Owner

Source: Sussex County and Andover Borough records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address87 MAIN ST, ANDOVER, NJ 07821-4522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2026: Deed, Transfer

Document TypeDeed
JurisdictionSUSSEX NJ
Recording DateOct 13, 2026
Property Address87 MAIN ST, ANDOVER, NJ 07821-4522
Document Number0000019643
Book / Page10487 / 1283
Instrument DateOct 6, 2026
Instrument202619643
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyFOUNDATION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$32,320.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address87 MAIN ST, ANDOVER, NJ 07821-4522

Mortgage

Document Number0000019644,
DateOct 13, 2026
Instrument202619644
Lender
NameAMERICAN MORTGAGE ACCEPTANCE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000019645,
DateOct 13, 2026
Book Page10487/1303
Instrument202619645
Lender
NameNJ HOUSING AND MORTGAGE FINANCIAL AGENCY
Agreement
AmountAmount Recorded
Term60 Months
DueOct 9, 2031
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Sussex County and Andover Borough assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
MunicipalityAndover Borough
CountySussex County
Unified School DistrictAndover Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$183,600 (-) Land $76,300 Building $107,300$183,600 (-) Land $76,300 Building $107,300
2025$6,059.00 (+1.52%)$183,600 (-) Land $76,300 Building $107,300$183,600 (-) Land $76,300 Building $107,300
2024$5,968.00 (+6.97%)
2023$183,600 Land $76,300 Building $107,300$183,600 Land $76,300 Building $107,300
2022$5,579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER BORO WATER DEPT
serves 606 people · EPA ID NJ1901001
Water SourceGroundwater
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Planet Networks
Fiber
10,000 / 10,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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