87 Louise St, Toccoa, GA 30577 Property Records

Stephens County property record for 87 Louise St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,012 sqft · built 1952
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on File
Last Sale	$148,600 (Dec 2020)
Tax Bill	$2,238 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T36 039`

Property Details

APN / Parcel Number

Primary APN	`T36 039`
Alternative APN	`765050`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,012 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,977 sqft (0.78 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Porch	Slab
Lean-To	200 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	765050
Street Address	87 LOUISE ST
City	TOCCOA
State	GA
Zip	30577-6323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOTS 7-9 BLK B CLEARVIEW HEIGHTS S/D
Legal Subdivision	CLEARVIEW HEIGHTS
Legal Block	B
Legal Lot Number	7-9
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4072
Census Tract	970102

Owner

87 Louise St is owned and occupied by an individual who bought it in December 2020.

Source: Stephens County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	87 LOUISE ST, TOCCOA, GA 30577-6323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage
Dec 28, 2020	Grant Deed, Transfer · Conventional with PMI CROSSCOUNTRY MTG
Nov 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	Nov 13, 2020 · Amount on File
Deed Document Number	20201568
Deed Book / Page	1234 / 208
Prior Transfer Date	Oct 23, 2007
Prior Transfer Doc	0008330074
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Recording Date	Jul 10, 2026
Property Address	87 LOUISE ST, TOCCOA, GA 30577-6323
Document Number	0000002055
Book / Page	1457 / 210
Instrument Date	Jun 23, 2026
Instrument	20262055
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 LOUISE ST, TOCCOA, GA 30577-6323

Mortgage

Document Number	0000002055,
Date	Jul 10, 2026
Book Page	1457/210
Instrument	20262055

Lender

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.53%
Max Rate	-1%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 28, 2020
Property Address	87 LOUISE ST, TOCCOA, GA 30577-6323
Document Number	0012340208
Book / Page	001234 / 000208
Instrument Date	Dec 21, 2020
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 LOUISE ST TOCCOA GA 305776323, TOCCOA, GA 30577-6323

Mortgage

Document Number	12340209
Date	Dec 28, 2020
Book Page	001234/000209

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 16, 2020
Property Address	87 LOUISE ST, TOCCOA, GA 30577-6323
Document Number	0012290032
Book / Page	001229 / 000032
Instrument Date	Nov 13, 2020
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 LOUISE ST TOCCOA GA 305776323, TOCCOA, GA 30577-6323

Tax Assessment & Valuation

The 2025 property tax bill for 87 Louise St was $2,238.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,238.00	$64,163 Land $6,360 Building $57,803	$160,407 Land $15,899 Building $144,508
2023	$1,463.00 (+5.48%)	$41,366 (+5.46%) Land $6,360 Building $35,006	$103,413 (+5.46%) Land $15,899 Building $87,514
2022	$1,387.00	$39,226 Land $6,360 Building $32,866	$98,063 Land $15,899 Building $82,164

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 87 Louise St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Louise St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable	500 / 50

May also be available: Point Broadband, Verizon.

Nearby Properties on Louise St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures