87 Kirkland Dr, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 87 Kirkland Dr, Stow, MA 01775

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,267 sqft · built 1975
Lot Size0.92 acres (40,075 sqft)
Owner2 Individual Names on File
Last Sale$60,000 (Mar 2018)
Tax Bill$15,259 (2026)
Deeds & MortgagesNov 2018 Mortgage
Jun 2020 Refinance
Flood ZoneZone X (minimal risk)
APNR-5 000097

Property Details

APN / Parcel Number

Primary APNR-5 000097
Alternative APNs
  • STOW M:000R-5 P:097
  • M:000R=5 P:097

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,267 sqft Living Area
Gross Area4,976 sqft
1st Floor Area2,117 sqft
Basement Area2,037 sqft
Unfinished Basement2,037 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,075 sqft (0.92 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberR-5 000097
Street Address87 KIRKLAND DR
CitySTOW
StateMA
Zip01775-1078
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
JurisdictionSTOW MA
Township / Civil DivisionSTOW
Census Block Group3
Census Block3010
Census Tract323102

Owner

87 Kirkland Dr is owned and occupied by two individuals who bought it in March 2018.

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address87 KIRKLAND DR, STOW, MA 01775-1078
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2018Deed of Trust, Mortgage · Closed-End Mortgage
DIGITAL FCU
Jun 24, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2018 · Amount on File
Deed SaleMar 26, 2018 · Amount on File
Prior SaleOct 24, 2017 · Amount on File
Deed Document Number201839527
Deed Book / Page70775 / 502
Transfer Doc0000039527
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTOW MA
Property Address87 KIRKLAND DR, STOW, MA 01775-1078
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number71901-502
DateNov 19, 2018
Book Page71901/502
Instrument177090
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term480 Months
DueNov 1, 2058

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTOW MA
Property Address87 KIRKLAND DR, STOW, MA 01775-1078
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74959-380
DateJun 24, 2020
Book Page74959/380
Instrument99269
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueJul 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 87 Kirkland Dr was $15,259, up 10.3% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionStow Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,259.00 (+10.32%)$853,900 (+7.54%) Land $388,500 Building $465,400$946,294 (+12.08%)
2025$13,831.00 (+7.23%)$794,000 (+4.46%) Land $336,400 Building $457,600$844,265
2024$12,899.00 (+2.38%)$760,100 (+9.38%) Land $369,900 Building $390,200
2023$12,599.00$694,900 Land $330,600 Building $364,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Kirkland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Kirkland Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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