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87 Kinsman St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 87 Kinsman St, Lowell, MA 01852

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 3,364 sqft · built 1880
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on File
Last Sale$555,000 (Sep 2021)
Tax Bill$7,960 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APND09480

Property Details

APN / Parcel Number

Primary APND09480
Alternative APNs
  • LOWE M:183 B:3400 L:87
  • M:000183 T:D09480

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms14 Rooms
Units2 Units
Stories2 Stories
Building Area3,364 sqft Living Area
Gross Area5,304 sqft
1st Floor Area1,302 sqft
Basement Area1,266 sqft
Unfinished Basement1,266 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberD09480
Street Address87 KINSMAN ST
CityLOWELL
StateMA
Zip01852-4139
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTMF
Legal Block3400
Legal Lot Number87
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2017
Census Tract312000

Owner

87 Kinsman St, a duplex, is owned and occupied by two individuals who bought it in September 2021.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address87 KINSMAN ST, LOWELL, MA 01852-4139
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2021 · Amount on File
Deed SaleSep 1, 2021 · Amount on File
Prior SaleMar 11, 2011
Deed Document Number202151569
Prior Transfer DateAug 31, 2021
Prior Transfer Doc0000051569
Record UpdatedOct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateSep 1, 2021
Property Address87 KINSMAN ST, LOWELL, MA 01852-4139
Document Number36204-24
Book / Page36204 / 24
Instrument DateAug 31, 2021
Instrument51569
Transaction TypeTransfer
Record UpdatedSep 17, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address87 KINSMAN ST, LOWELL, MA 01852-4139

Mortgage

Document Number312727
DateSep 1, 2021
Instrument312727
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Mortgage

Document Number36204-48
DateSep 1, 2021
Book Page36204/48
Instrument51571
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 87 Kinsman St was $7,960, up 4.4% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,960.00 (+4.43%)$701,300 (+5.63%) Land $118,800 Building $582,500$681,886
2025$7,622.00 (+8.65%)$663,900 (+12.72%) Land $111,000 Building $552,900
2024$7,015.00 (+7.23%)$589,000 (+11.83%) Land $100,100 Building $488,900
2023$6,542.00$526,700 Land $87,100 Building $439,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Kinsman St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 87 Kinsman St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
Verizon
Fiber · Fixed Wireless		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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