Penobscot County and Bangor City property record for 87 James St, Bangor, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,160 sqft · built 1900 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,420 (2025) |
| Deeds & Mortgages | May 2026 Sale Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:032 L:005 |
| Primary APN | BANG M:032 L:005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,160 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 8654 |
|---|---|
| Street Address | 87 JAMES ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-4661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URD1 |
| Legal Lot Number | 5 |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 500 |
87 James St is owned and occupied by two individuals who acquired it in May 2026.
Source: Penobscot County and Bangor City records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 87 JAMES ST, BANGOR, ME 04401-4661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 12, 2026 | Warranty Deed, Transfer |
| Sep 20, 2018 | Deed of Trust, Mortgage MAINE SAVINGS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 11, 2026 |
| Transfer Doc | 0178680020 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | May 12, 2026 |
| Property Address | 87 JAMES ST, BANGOR, ME 04401-4661 |
| Document Number | 0178680020 |
| Book / Page | 17868 / 20 |
| Instrument Date | May 11, 2026 |
| Instrument | 202611489 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 87 JAMES ST, BANGOR, ME 04401-4661 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 87 JAMES ST, BANGOR, ME 04401-4661 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0149450053 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 14945/0053 |
| Instrument | 000000028787 |
| Name | MAINE SAVINGS FCU |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Sep 20, 2028 |
The 2025 property tax bill for 87 James St was $4,420, up 0.3% from the year before.
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,420.00 (+0.32%) | $249,700 (+5.14%) Land $18,700 Building $231,000 | |
| 2024 | $4,406.00 (+6.37%) | $237,500 (+9.8%) Land $18,100 Building $219,400 | $253,935 |
| 2023 | $4,142.00 (+8.17%) | $216,300 (+15.24%) Land $18,100 Building $198,200 | |
| 2022 | $3,829.00 | $187,700 Land $18,100 Building $169,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 87 James St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 87 James St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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