Suffolk County and Smithtown Town property record for 87 Hilltop Dr, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,125 (2024) |
| Deeds & Mortgages | Oct 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 48.-3-17 |
| Primary APN | 473489 48.-3-17 |
|---|---|
| Alternative APNs |
|
| Lot Area | 28,750 sqft (0.66 acres) |
|---|
| Account Number | S120240 |
|---|---|
| Street Address | 87 HILLTOP DR |
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-1606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22-865951 TC-68 *3736 LOT 11 WEXFORD ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 135104 |
87 Hilltop Dr is owned and occupied by two individuals.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 87 HILLTOP DR, SMITHTOWN, NY 11787-1606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 87 HILLTOP DR, SMITHTOWN, NY 11787-1606 |
| Document Number | 0230170969 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 87 HILLTOP DR SMITHTOWN NY 117871606, SMITHTOWN, NY 11787-1606 |
| Document Number | 0230170969 |
|---|---|
| Date | Apr 8, 2019 |
| Book Page | 023017/000969 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 1111 POLARIS PKWY, COLUMBUS, OH 43240-2031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Apr 7, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,020 Land $575 Building $4,445 | $627,500 Land $71,875 Building $555,625 | |
| 2024 | $12,125.00 | ||
| 2023 | $5,020 Land $575 Building $4,445 | $5,770 Land $661 Building $5,109 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 87 Hilltop Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 87 Hilltop Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
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