87 High St, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 87 High St, Ipswich, MA 01938

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details3 bd · 2 ba · 2,050 sqft · built 1830
Lot Size1.06 acres (46,174 sqft)
Owner2 Trust Names on File
Tax Bill$10,626 (2026)
Deeds & MortgagesSep 2019 Refinance
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNIPSW M:30D B:0012 L:0

Property Details

APN / Parcel Number

Primary APNIPSW M:30D B:0012 L:0
Alternative APN
  • 2321

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units3 Units
Building Area2,050 sqft Living Area
Gross Area3,554 sqft
Basement Area684 sqft
Unfinished Basement684 sqft

Exterior

Year BuiltBuilt 1830
Effective Year BuiltEffective 1830
Lot Area46,174 sqft (1.06 acres)
Total Buildings2 Buildings

Location & Zoning

Account Number2321
Street Address87 HIGH ST
CityIPSWICH
StateMA
Zip01938-1291
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code1R
Legal Block12
JurisdictionIPSWICH MA
Township / Civil DivisionIPSWICH
Census Block Group3
Census Block3011
Census Tract223100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the High Street Historic District
listed 1980 · 39 contributing resources · NRIS 80000454

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

87 High St, a residential property, is held in a trust since July 2020.

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address14 MILL RD, IPSWICH, MA 01938-1607
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
INSTITUTION FOR SAVINGS NEWBURYPORT
Aug 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
E CAMBRIDGE SVGS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2006
Deed SaleDec 12, 2006
Prior SaleAug 31, 1999 · Amount on File
Deed Book / Page26376 / 547
Last Transfer DateJul 2, 2020
Transfer Doc038680-571
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIPSWICH MA
Property Address87 HIGH ST, IPSWICH, MA 01938-1291
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37832-112
DateSep 11, 2019
Book Page37832/112
Instrument20190911002020
Lender
NameINSTITUTION FOR SAVINGS NEWBURYPORT
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2049

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIPSWICH MA
Property Address87 HIGH ST, IPSWICH, MA 01938-1291
Document Number36949-121
Instrument DateAug 15, 2018
Transaction TypeMortgage
Record UpdatedSep 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address87 HIGH ST IPSWICH MA 019381235, IPSWICH, MA 01938-1235

Mortgage

Document Number36949-121
DateAug 20, 2018
Book Page036949/000121
Instrument1808201570
Lender
NameE CAMBRIDGE SVGS BK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 19, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 87 High St was $10,626, up 6.6% from the year before.

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionIpswich Town
Unified School DistrictIpswich School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,626.00 (+6.6%)$985,700 (+10.26%) Land $372,900 Building $612,800$781,160 (-2.68%)
2025$9,968.00 (+21.62%)$894,000 (+24.13%) Land $350,900 Building $543,100$802,655
2024$8,196.00 (+1.74%)$720,200 (+9.34%) Land $352,600 Building $367,600
2023$8,056.00$658,700 Land $290,600 Building $368,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 High St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims1 (1991)
Most Recent ClaimOct 1991 · Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIPSWICH DPU WATER DEPT
serves 13,138 people · EPA ID MA3144000
Water SourceSurface water
Last State InspectionJul 2024
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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