Middlesex County and Waltham City property record for 87 Harvard St, Waltham, MA 02453
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,614 sqft · built 1900 |
| Lot Size | 0.055 acres (2,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $479,800 (Jul 2015) |
| Tax Bill | $9,459 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50875 |
| Primary APN | 50875 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,614 sqft Living Area |
| Gross Area | 2,868 sqft |
| Basement Area | 917 sqft |
| Unfinished Basement | 917 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 2,400 sqft (0.055 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 50875 |
|---|---|
| Street Address | 87 HARVARD ST |
| City | WALTHAM |
| State | MA |
| Zip | 02453-4282 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 1 |
| Legal Block | 31 |
| Legal Lot Number | 5 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 368400 |
87 Harvard St, a duplex, is owned and occupied by an individual who bought it in July 2015.
Source: Middlesex County and Waltham City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 87 HARVARD ST, WALTHAM, MA 02453-4282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Jul 23, 2019 | Deed of Trust, Mortgage · Balloon Mortgage BERKSHIRE BANK |
| Jan 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LEND USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2015 · Amount on File |
| Deed Sale | Jul 14, 2015 · Amount on File |
| Prior Sale | Jun 18, 2014 · Amount on File |
| Deed Book / Page | 65720 / 214 |
| Transfer Doc | 065720-214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 87 HARVARD ST, WALTHAM, MA 02453-4282 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 076979-538 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 76979/538 |
| Instrument | 35307 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 87 HARVARD ST, WALTHAM, MA 02453-4282 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72969-352 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 72969/352 |
| Instrument | 105074 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 87 HARVARD ST, WALTHAM, MA 02453-4282 |
| Document Number | 70545-579 |
| Book / Page | 070545 / 000579 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2018 |
| Name | Verified Name |
|---|
| Document Number | 70545-579 |
|---|---|
| Date | Jan 24, 2018 |
| Book Page | 070545/000579 |
| Instrument | 11018 |
| Name | LEND USA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2048 |
The 2026 property tax bill for 87 Harvard St was $9,459, down 0.5% from the year before.
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,459.00 (-0.48%) | $916,600 (-5.3%) Land $343,400 Building $573,200 | $761,790 |
| 2025 | $9,505.00 (+9.3%) | $967,900 (+7.29%) Land $313,000 Building $654,900 | |
| 2024 | $8,696.00 (+9.47%) | $902,100 (+17.19%) Land $311,000 Building $591,100 | |
| 2023 | $7,944.00 | $769,800 Land $298,100 Building $471,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 87 Harvard St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1988–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 87 Harvard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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