Bergen County and Wyckoff Township property record for 87 Harding Rd, Wyckoff, NJ 07481
| Property Type | Single Family Home |
|---|---|
| Details | 2,831 sqft · built 1953 |
| Lot Size | 0.27 acres (11,744 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $900,000 (Sep 2018) |
| Tax Bill | $16,660 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-00263-0000-00060 |
| Primary APN | 70-00263-0000-00060 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,831 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 11,744 sqft (0.27 acres) |
| Lot Dimensions | 145 ft deep x 81 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 87 HARDING RD |
|---|---|
| City | WYCKOFF |
| State | NJ |
| Zip | 07481-2730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 81X145 |
| Legal Subdivision | WHITE BIRCH MANOR SEC MAP 7 |
| Legal Block | 263 |
| Legal Lot Number | 60 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WYCKOFF |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 61100 |
Source: Bergen County and Wyckoff Township records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 87 HARDING RD, WYCKOFF, NJ 07481-2730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jan 25, 2020 | Deed of Trust, Mortgage BANK OF AMERICA |
| Sep 4, 2018 | Deed with Mortgage, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2018 · Amount on Record |
| Deed Sale | Sep 4, 2018 · Amount on Record |
| Prior Sale | Nov 17, 2014 · Amount on Record |
| Deed Document Number | 201818-062885 |
| Deed Book / Page | 3042 / 1993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 87 HARDING RD, WYCKOFF, NJ 07481-2730 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2022 |
| Title Company | OMEGA SETTLEMENT SERVICES, OMEGA SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0046370996 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 4637/996 |
| Instrument | 2022037128 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 87 HARDING RD, WYCKOFF, NJ 07481-2730 |
| Document Number | 0034900595 |
| Instrument Date | Jan 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2020 |
| Title Company | OMEGA SETTLEMENT SERVICES, OMEGA SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 87 HARDING RD WYCKOFF NJ 074812730, WYCKOFF, NJ 07481-2730 |
| Document Number | 0034900595 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 003490/000595 |
| Instrument | 20012893 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 3, 2050 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 4, 2018 |
| Property Address | 87 HARDING RD, WYCKOFF, NJ 07481-2730 |
| Document Number | 0030421993 |
| Book / Page | 003042 / 001993 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 62885 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2018 |
| Title Company | OMEGA SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 87 HARDING RD WYCKOFF NJ 074812730, WYCKOFF, NJ 07481-2730 |
| Document Number | 30421999 |
|---|---|
| Date | Sep 4, 2018 |
| Book Page | 003042/001999 |
| Instrument | 62885 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 3, 2048 |
Source: Bergen County and Wyckoff Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Wyckoff Township |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Elementary School District | Wyckoff Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $822,300 (-) Land $412,500 Building $409,800 | $822,300 (-) Land $412,500 Building $409,800 | |
| 2025 | $16,660.00 (+3.9%) | $822,300 (-) Land $412,500 Building $409,800 | $822,300 (-) Land $412,500 Building $409,800 |
| 2024 | $16,034.00 (+5.86%) | ||
| 2023 | $822,300 Land $412,500 Building $409,800 | $822,300 Land $412,500 Building $409,800 | |
| 2022 | $15,146.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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