Morris County and Dover Town property record for 87 Harding Ave, Dover, NJ 07801
| Property Type | Single Family Home |
|---|---|
| Details | 1,338 sqft · built 1975 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual on Record |
| Last Sale | $290,000 (Mar 2022) |
| Tax Bill | $7,037 (2024) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jan 2021 Mortgage + 2 more |
| APN | 09-02208-0000-00008 |
| Primary APN | 09-02208-0000-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,338 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 3968 |
|---|---|
| Street Address | 87 HARDING AVE |
| City | DOVER |
| State | NJ |
| Zip | 07801-4711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Subdivision | S C HUME DEV CO |
| Legal Block | 2208 |
| Legal Lot Number | 8 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | DOVER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 44800 |
Source: Morris County and Dover Town assessment roll, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 87 HARDING AVE, DOVER, NJ 07801-4711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2022 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage RUTH RUHL PC |
| Oct 29, 2020 | Bargain and Sale Deed, Transfer · FHA Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Jan 26, 2017 | Deed of Trust, Mortgage · Conventional with PMI E MTG MGMT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2022 · Amount on Record |
| Deed Sale | Mar 23, 2022 · Amount on Record |
| Prior Sale | Oct 29, 2020 · Amount on Record |
| Deed Document Number | 202221821 |
| Deed Book / Page | 24373 / 375 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Mar 23, 2022 |
| Property Address | 87 HARDING AVE, DOVER, NJ 07801-4711 |
| Document Number | 0243730375 |
| Book / Page | 24373 / 375 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 2022021821 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Title Company | HERITAGE ABSTRACT COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,637.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 QUAKER CHURCH RD # RDF20, 312, RANDOLPH, NJ 07869-1370 |
| Name | Verified Name |
|---|---|
| Address | 87 HARDING AVE, DOVER, NJ 07801-4711 |
| Document Number | 2022021822 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 2022021822 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 87 HARDING AVE, DOVER, NJ 07801-4711 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 87 HARDING AVE, DOVER, NJ 07801-4711 |
| Document Number | 0239901889 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 23990/1889 |
| Instrument | 2021002611 |
| Name | RUTH RUHL PC |
|---|---|
| Type | Non-Lending Institution |
| Address | DALLAS, TX 75251 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 1, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Oct 29, 2020 |
| Property Address | 87 HARDING AVE, DOVER, NJ 07801-4711 |
| Document Number | 0239131459 |
| Book / Page | 23913 / 1459 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 2020076950 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | PALAIS TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,520.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 DAVIS AVE, 50, DOVER, NJ 07801-2622 |
| Name | Verified Name |
|---|---|
| Address | 87 HARDING AVE, DOVER, NJ 07801-4711 |
| Document Number | 2020076951 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 2020076951 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 87 HARDING AVE, DOVER, NJ 07801-4711 |
| Document Number | 0230831924 |
| Book / Page | 023083 / 001924 |
| Instrument Date | Jan 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ABSTRACT LAND TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 87 HARDING AVE DOVER NJ 078014711, DOVER, NJ 07801-4711 |
| Document Number | 0230831924 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 023083/001924 |
| Instrument | 11520 |
| Name | E MTG MGMT |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08002 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 22, 2047 |
Source: Morris County and Dover Town assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Dover Town |
| Unified School District | Dover Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,000 (-) Land $84,200 Building $130,800 | $215,000 (-) Land $84,200 Building $130,800 | |
| 2025 | $215,000 (-) Land $84,200 Building $130,800 | $215,000 (-) Land $84,200 Building $130,800 | |
| 2024 | $7,037.00 (+10.73%) | ||
| 2023 | $215,000 Land $84,200 Building $130,800 | $215,000 Land $84,200 Building $130,800 | |
| 2022 | $6,355.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 72 (1979–2024) |
| Claims Outside the SFHA | 25 of 72 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER COMMISSION serves 27,806 people · EPA ID NJ1409001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 94 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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