Bergen County and Lodi Borough property record for 87 Garfield Ave, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 2,237 sqft · built 1926 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Apr 2006) |
| Tax Bill | $12,684 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00007-0000-00004 |
| Primary APN | 31-00007-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,237 sqft Living Area |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Construction Type | Frame |
| Lot Area | 8,276 sqft (0.19 acres) |
| Account Number | 01416 |
|---|---|
| Street Address | 87 GARFIELD AVE |
| City | LODI |
| State | NJ |
| Zip | 07644-1507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .19AC |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 30201 |
87 Garfield Ave is owned and occupied by an individual who bought it in April 2006.
Source: Bergen County and Lodi Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 87 GARFIELD AVE, LODI, NJ 07644-1507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2006 · Amount on File |
| Deed Sale | Apr 28, 2006 · Amount on File |
| Prior Sale | Jan 21, 2003 |
| Deed Book / Page | 9066 / 67 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 87 GARFIELD AVE, LODI, NJ 07644-1507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0044970984 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 4497/984 |
| Instrument | 2021182386 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 87 Garfield Ave was $12,684, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $358,300 (-) Land $182,900 Building $175,400 | $358,300 (-) Land $182,900 Building $175,400 | |
| 2025 | $12,684.00 (+5.61%) | $358,300 Land $182,900 Building $175,400 | $358,300 Land $182,900 Building $175,400 |
| 2024 | $12,010.00 | ||
| 2023 | $358,300 Land $182,900 Building $175,400 | $358,300 Land $182,900 Building $175,400 | |
| 2022 | $11,694.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 87 Garfield Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 25 units insured incl. 20 condo units |
| Nearby Flood Claims | 8 (2007–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 87 Garfield Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: AT&T, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures