87 Furman St, Toccoa, GA 30577 Property Records

Stephens County property record for 87 Furman St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,426 sqft · built 1959
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$136,600 (Feb 2021)
Tax Bill	$858 (2023)
Deeds & Mortgages	Feb 2021 Sale Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T30 051`

Property Details

APN / Parcel Number

Primary APN	`T30 051`
Alternative APN	`724150`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,426 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Terrain	Gentle Slope
Porch	Slab
Porch Area	272 sqft
Utility Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	724150
Street Address	87 FURMAN ST
City	TOCCOA
State	GA
Zip	30577-6198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 10 & PT LOT 11 DOGWOOD HILLS S/D
Legal Subdivision	DOGWOOD HILLS
Legal Lot Number	10
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1013
Census Tract	970302

Owner

87 Furman St is owned and occupied by two individuals who bought it in February 2021.

Source: Stephens County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	87 FURMAN ST, TOCCOA, GA 30577-6198
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Warranty Deed, Transfer
Nov 4, 2019	Grant Deed, Transfer UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2021 · Amount on File
Deed Sale	Feb 26, 2021 · Amount on File
Prior Sale	Nov 22, 2011 · Amount on File
Deed Document Number	2021253
Deed Book / Page	1241 / 65
Prior Transfer Date	Aug 22, 2006
Prior Transfer Doc	0000001402
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 26, 2021
Property Address	87 FURMAN ST, TOCCOA, GA 30577-6198
Document Number	0012410065
Book / Page	1241 / 65
Instrument Date	Feb 26, 2021
Instrument	2021-000253
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 FURMAN ST, TOCCOA, GA 30577-6198
Investor	Possibly a Property Investor

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 4, 2019
Property Address	87 FURMAN ST, TOCCOA, GA 30577-6198
Document Number	0011930266
Book / Page	001193 / 000266
Instrument Date	Oct 31, 2019
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 FURMAN ST TOCCOA GA 305776198, TOCCOA, GA 30577-6198

Mortgage

Document Number	11930268
Date	Nov 4, 2019
Book Page	001193/000268

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$91,244 Land $2,693 Building $88,551	$228,110 Land $6,733 Building $221,377
2023	$858.00 (-51.61%) Homeowner's exemption	$53,622 (+6.95%) Land $2,693 Building $50,929	$134,056 (+6.95%) Land $6,733 Building $127,323
2022	$1,773.00 Homeowner's exemption	$50,139 Land $2,693 Building $47,446	$125,349 Land $6,733 Building $118,616

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 87 Furman St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Furman St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: Verizon.

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