87 Fifth St, Andrews, NC 28901 Property Records

Cherokee County property record for 87 Fifth St, Andrews, NC 28901

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,180 sqft · built 1947
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Dec 2021)
Tax Bill	$1,014 (2025)
Deeds & Mortgages	Dec 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`555620927267000`

Property Details

APN / Parcel Number

Primary APN	`555620927267000`
Alternative APN	`56219`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,180 sqft Heated Area
Upper Floors Area	630 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	13,939 sqft (0.319 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	322 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	56219
Street Address	87 FIFTH ST
City	ANDREWS
State	NC
Zip	28901-8752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	LOTS 5 & 6 BLK R ANDREWS 1449/563 A/4
Legal Block	R
Legal Lot Number	5,6
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	2
Census Block	2020
Census Tract	930101

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	87 FIFTH ST, ANDREWS, NC 28901-8752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Deed Document Number	0000608194
Deed Book / Page	608 / 194
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 1, 2021
Property Address	87 FIFTH ST, ANDREWS, NC 28901-8752
Document Number	01697/1383
Book / Page	1697 / 1383
Instrument Date	Dec 1, 2021
Instrument	8068
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1120 WHITES MILL RD, 1120, MARYVILLE, TN 37803-4240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 FIFTH ST, ANDREWS, NC 28901-8752

Mortgage

Document Number	0016971386
Date	Dec 1, 2021
Instrument	1697/1386

Lender

Name	BILL SEAL ETAL
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	215 Months
Due	Nov 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Andrews Town
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,014.00	$152,310 (-)	$152,310 (-) Land $10,000 Building $142,310
2023		$152,310	$152,310 Land $10,000 Building $142,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ANDREWS serves 3,284 people · EPA ID NC0120020
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fifth St

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