87 Emily St, New Bern, NC 28560 Property Records

Pamlico County property record for 87 Emily St, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,754 sqft · built 2006
Lot Size	0.828 acres (36,068 sqft)
Owner	Individual Name on Record
Last Sale	$19,000 (May 2006)
Tax Bill	$1,631 (2023)
Deeds & Mortgages	Feb 2022 Line of Credit Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D061-179`

Property Details

APN / Parcel Number

Primary APN	`D061-179`
Alternative APNs	`6520396421000` `6519`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,754 sqft Finished Area

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	36,068 sqft (0.828 acres)
Garage Type	Carport
Carport	Carport
Carport Area	775 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	204 sqft
Deck Area	548 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	6519
Street Address	87 EMILY ST
City	NEW BERN
State	NC
Zip	28560-5767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HELLEN & EMILY STREET LOT 2 0005237 6520396421000
Legal Lot Number	2
Jurisdiction	PAMLICO NC
Township / Civil Division	1
Census Block Group	2
Census Block	2009
Census Tract	950101

Owner

Source: Pamlico County records, as of August 21, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	87 EMILY ST, NEW BERN, NC 28560-5767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 2, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Dec 10, 2019	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2006 · Amount on Record
Deed Sale	May 5, 2006 · Amount on Record
Deed Document Number	0000469240
Deed Book / Page	469 / 240
Record Updated	Jun 7, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	87 EMILY ST, NEW BERN, NC 28560-5767
Transaction Type	Mortgage
Record Updated	Mar 23, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000695/437
Date	Feb 25, 2022
Book Page	695/437

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	GRANTSBORO, NC 28529

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	87 EMILY ST, NEW BERN, NC 28560-5767
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	626/183
Date	Jun 2, 2017
Book Page	626/183

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	87 EMILY ST, NEW BERN, NC 28560-5767
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	655/888
Date	Dec 10, 2019
Book Page	655/888

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Type Change Date	Jan 1, 2050
Index	LIBOR
Margin	2

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,631.00	$230,685 Land $19,375 Building $211,310	$230,685 Land $19,375 Building $211,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	55 (1985–2018)
Claims Outside the SFHA	4 of 55
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 13 claims Hurricane Irene, Aug 2011 · 18 claims Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	PAMLICO COUNTY WATER
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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