87 Emils Crest Rd, Lakeside, MT 59922 Property Records

Flathead County property record for 87 Emils Crest Rd, Lakeside, MT 59922

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,099 sqft · built 2021
Lot Size	5.71 acres (248,728 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,500 (2026)
Deeds & Mortgages	Feb 2026 Transfer Mar 2020 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0742778`

Property Details

APN / Parcel Number

Primary APN	`R0742778`
Alternative APNs	`07-3704-12-3-01-34-0000` `0000004372`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,099 sqft Living Area
1st Floor Area	3,099 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	248,728 sqft (5.71 acres)
View / Lot	Waterfront / Beach
Garage Area	1,904 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	0000004372
Street Address	87 EMILS CREST RD
City	LAKESIDE
State	MT
Zip	59922-9699
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S12, T26 N, R21 W, 14556-C, PARCEL 000, TR 1BBB IN SE4SW4
Legal Range	21W
Legal Township	26N
Legal Section	12
Legal Subdivision	CERTIFICATE OF SURVEY NO 14556
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	1
Census Block	1020
Census Tract	1402

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	87 EMILS CREST RD, LAKESIDE, MT 59922-9699
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 5, 2020	Deed of Trust, Mortgage · Construction Mortgage GLACIER BANK
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Dec 6, 2021	Transfer on Death Deed, Transfer
Mar 20, 2018	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2018
Deed Sale	Mar 20, 2018
Prior Sale	Jun 12, 2015
Deed Document Number	20185399
Last Transfer Date	Dec 6, 2021
Transfer Doc	0000041903
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 27, 2026
Property Address	87 EMILS CREST RD, LAKESIDE, MT 59922-9699
Document Number	202600003939
Instrument Date	Feb 24, 2026
Instrument	202600003939
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 EMILS CREST RD, LAKESIDE, MT 59922-9699

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	87 EMILS CREST RD, LAKESIDE, MT 59922-9699
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000005985
Date	Mar 5, 2020
Instrument	202000005985

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	1-Year CMT
Margin	3
Max Rate	9.75%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	87 EMILS CREST RD, LAKESIDE, MT 59922-9699
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100010437
Date	Mar 26, 2021
Instrument	202100010437

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 6, 2021
Property Address	87 EMILS CREST RD, LAKESIDE, MT 59922-9699
Document Number	202100041903
Instrument Date	Dec 6, 2021
Instrument	202100041903
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 EMILS CREST RD, LAKESIDE, MT 59922-9699

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Mar 20, 2018
Property Address	87 EMILS CREST RD, LAKESIDE, MT 59922-9699
Document Number	201800005399
Instrument Date	Mar 17, 2018
Instrument	201800005399
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10052 E GELDING DR, SCOTTSDALE, AZ 85260-7579

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,500.00 (-6.45%)	$1,451,900 (-)
2025	$5,879.00 (-22.93%)	$1,451,900 (+36.44%)	$1,451,900 (+36.44%) Land $391,064 Building $1,060,836
2023	$7,628.00	$1,064,100	$1,064,100 Land $277,080 Building $787,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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