87 Elwin St, Pearl River, NY 10965 Property Records

Rockland County and Orangetown Town property record for 87 Elwin St, Pearl River, NY 10965

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,862 sqft · built 1995
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$599,000 (Aug 2020)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392489 68.19-4-45.1`

Property Details

APN / Parcel Number

Primary APN	`392489 68.19-4-45.1`
Alternative APNs	`248906801900040450010000` `00204591000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,862 sqft Living Area
1st Floor Area	1,064 sqft
Upper Floors Area	798 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	16,117 sqft (0.369 acres)
Garage Type	Basement
Porch	Covered Porch
Porch Area	228 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00204591000
Old Parcel Number	248906801900040450010000
Street Address	87 ELWIN ST
City	PEARL RIVER
State	NY
Zip	10965-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Description	40/4/46/4.1
Legal Subdivision	MASSARO SUB
Legal Block	4
Legal Lot Number	45.001
Jurisdiction	ROCKLAND NY
Township / Civil Division	ORANGETOWN
Census Block Group	3
Census Block	3016
Census Tract	12700

Owner

87 Elwin St is owned by an individual who bought it in August 2020.

Source: Rockland County and Orangetown Town records, as of February 14, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	87 ELWIN ST, PEARL RIVER, NY 10965-2205
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2020 · Amount on File
Deed Sale	Aug 24, 2020 · Amount on File
Prior Sale	May 22, 1996 · Amount on File
Deed Document Number	0202023798
Deed Book / Page	2020 / 23798
Record Updated	Jun 7, 2026

August 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Aug 24, 2020
Property Address	87 ELWIN ST, PEARL RIVER, NY 10965-2205
Document Number	0000023798
Map Reference	BK 115 PG 47 48
Instrument Date	Aug 21, 2020
Instrument	2020-00023798
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,396.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532B WINANS RD, WEST POINT, NY 10996-1216

Mortgage

Document Number	0000023799
Date	Aug 24, 2020
Instrument	2020-00023799

Lender

Name	GUARANTEED RATE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Orangetown Town
Unified School District	Pearl River Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$229,400 Land $54,700 Building $174,700	$643,839 Land $153,522 Building $490,317

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 87 Elwin St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	18 (1979–2021)
Claims Outside the SFHA	7 of 18
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Elwin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20