Schenectady County and Schenectady City property record for 87 Elliott Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,609 sqft · built 1953 |
| Lot Size | 0.237 acres (10,350 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,833 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Sep 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.22-3-42 |
| Primary APN | 421500 60.22-3-42 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,609 sqft Living Area |
| 1st Floor Area | 1,213 sqft |
| Upper Floors Area | 396 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,350 sqft (0.237 acres) |
| Lot Dimensions | 150 ft deep x 69 ft wide |
| Garage Type | Attached |
| Garage Area | 403 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 141 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 87 ELLIOTT AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | AGED AFFIDAVIT REQUIRED 1 WOOD AND GARAGE |
| Legal Subdivision | WOODLAWN GARDENS |
| Legal Block | 3 |
| Legal Lot Number | 42.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 21801 |
87 Elliott Ave is owned and occupied by an individual who acquired it in September 2021.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 87 ELLIOTT AVE, SCHENECTADY, NY 12304-1729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Sep 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage STATE EMPLOYEES FCU |
| Sep 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage STATE EMPLOYEES FCU |
| Sep 24, 2021 | Deed, Transfer · Conventional Mortgage STATE EMPLOYEES FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2021 |
| Deed Sale | Sep 24, 2021 |
| Prior Sale | Apr 24, 2000 · Amount on File |
| Deed Document Number | 202147431 |
| Deed Book / Page | 2067 / 929 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 87 ELLIOTT AVE, SCHENECTADY, NY 12304-1729 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 87 ELLIOTT AVE, SCHENECTADY, NY 12304-1729 |
| Document Number | 0000023612 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 202523612 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 87 ELLIOTT AVE, SCHENECTADY, NY 12304-1729 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8 HOLLANDALE LN, CLIFTON PARK, NY 12065-5246 |
| Document Number | 0000047436 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 5148/548 |
| Instrument | 202147436 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 87 ELLIOTT AVE, SCHENECTADY, NY 12304-1729 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8 HOLLANDALE LN, CLIFTON PARK, NY 12065-5246 |
| Document Number | 0000047436 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 5148/548 |
| Instrument | 202147436 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 24, 2021 |
| Property Address | 87 ELLIOTT AVE, SCHENECTADY, NY 12304-1729 |
| Document Number | 0000047431 |
| Book / Page | 5148 / 929 |
| Map Reference | CAB F MAP 225 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 202147431 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 87 ELLIOTT AVE, SCHENECTADY, NY 12304-1729 |
| Name | Verified Name |
|---|---|
| Address | 1068 8 HOLLANDALE LANE #K # K, K, CLIFTON PARK, NY 12065-5245 |
| Document Number | 0000047432 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 202147432 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Number | 0000047434 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 5148/536 |
| Instrument | 202147434 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 87 Elliott Ave was $6,833, up 1.9% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,833.00 (+1.88%) | ||
| 2025 | $6,707.00 | $139,400 Land $17,600 Building $121,800 | $230,833 Land $29,144 Building $201,689 |
| 2023 | $139,400 (-) Land $17,600 Building $121,800 | $176,456 (+3.8%) Land $22,279 Building $154,177 | |
| 2022 | $139,400 Land $17,600 Building $121,800 | $170,000 Land $21,463 Building $148,537 | |
| 2021 | $4,941.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 87 Elliott Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 87 Elliott Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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