87 E Prospect St, Chula Vista, CA 91911 Property Records

San Diego County property record for 87 E Prospect St, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,370 sqft · built 1960
Lot Size	0.17 acres (7,400 sqft)
Owner	Individual Name on File
Tax Bill	$1,774 (2025)
Deeds & Mortgages	Nov 2017 Reverse Mortgage Jan 2021 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`620-073-15-00`

Property Details

APN / Parcel Number

Primary APN	`620-073-15-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,370 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Gravel
Lot Area	7,400 sqft (0.17 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	87 E PROSPECT ST
City	CHULA VISTA
State	CA
Zip	91911-4541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 96 TR 004030
Legal Subdivision	SUBURBAN HEIGHTS
Legal Tract	004030
Legal Block	3
Legal Lot Number	96
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3006
Census Tract	13303

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	87 E PROSPECT ST, CHULA VISTA, CA 91911-4541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2017	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Jan 13, 2021	Deed of Trust, Mortgage · Reverse Mortgage THE MONEY HOUSE INC
Dec 18, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Oct 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 10, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 2, 2013
Transfer Doc	0000601399
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	87 E PROSPECT ST, CHULA VISTA, CA 91911-4541
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000514155
Date	Nov 3, 2017
Instrument	2017-0514155

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.83%
Type Change Date	Nov 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	87 E PROSPECT ST, CHULA VISTA, CA 91911-4541
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 E PROSPECT ST, CHULA VISTA, CA 91911-4541

Mortgage

Document Number	0000027409
Date	Jan 13, 2021
Instrument	2021-0027409

Lender

Name	THE MONEY HOUSE INC
Type	Mortgage Company
Address	ORLANDO, FL 32819

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	930 Months
Due	Jul 20, 2098

Interest

Rate Type	Adjustable Rate
Rate	2.35%
Type Change Date	Feb 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	87 E PROSPECT ST, CHULA VISTA, CA 91911-4541
Document Number	0000027410
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 E PROSPECT ST CHULA VISTA CA 919114541, CHULA VISTA, CA 91911-4541

Mortgage

Document Number	0000027410
Date	Jan 13, 2021
Instrument	27410

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Jan 12, 2098

Interest

Rate Type	Adjustable Rate
Rate	2.35%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	87 E PROSPECT ST, CHULA VISTA, CA 91911-4541
Document Number	0000514156
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 E PROSPECT ST CHULA VISTA CA 919114541, CHULA VISTA, CA 91911-4541

Mortgage

Document Number	0000514156
Date	Nov 3, 2017
Instrument	514156

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months
Due	Nov 2, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.83%

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 10, 2017
Property Address	87 E PROSPECT ST, CHULA VISTA, CA 91911-4541
Document Number	0000309598
Instrument Date	Jun 6, 2017
Instrument	309598
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 E PROSPECT ST CHULA VISTA CA 919114541, CHULA VISTA, CA 91911-4541

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$156,476 (+2%) Land $47,356 Building $109,120
2025	$1,774.00 (+5.34%) Homeowner's exemption	$153,409 (+4.04%) Land $46,428 Building $106,981
2023	$1,684.00 (+3%) Homeowner's exemption	$147,454 Land $44,626 Building $102,828
2022	$1,635.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Group Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet, T-Mobile USA, Verizon.

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