87 E Main St, Merrimac, MA 01860 Property Records

Essex County and Merrimac Town property record for 87 E Main St, Merrimac, MA 01860

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,690 sqft · built 1755
Lot Size	0.879 acres (38,302 sqft)
Owner	Individual Name on Record
Last Sale	$399,000 (Jun 2018)
Tax Bill	$7,659 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MERR M:0043 B:0001 L:00002`

Property Details

APN / Parcel Number

Primary APN	`MERR M:0043 B:0001 L:00002`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,690 sqft Living Area
Gross Area	5,150 sqft
Basement Area	1,230 sqft
Unfinished Basement	1,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1755
Effective Year Built	Effective 1755
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,302 sqft (0.879 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	87 E MAIN ST
City	MERRIMAC
State	MA
Zip	01860-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OI
Legal Subdivision	CROFUT ESTATE
Legal Block	1
Legal Lot Number	2
Jurisdiction	MERRIMAC MA
Township / Civil Division	MERRIMAC
Census Block Group	3
Census Block	3014
Census Tract	262100

Owner

Source: Essex County and Merrimac Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	87 E MAIN ST, MERRIMAC, MA 01860-1613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Sep 10, 2025	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Sep 23, 2019	Deed of Trust, Mortgage · VA Mortgage MELROSE COOPERATIVE BANK
Jun 22, 2018	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Jun 1, 2010 · Amount on Record
Deed Document Number	201822004180
Deed Book / Page	36808 / 384
Transfer Doc	036808-384
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRIMAC MA
Recording Date	Jun 30, 2026
Property Address	87 E MAIN ST, MERRIMAC, MA 01860-1613
Document Number	0000000090
Book / Page	43475 / 235
Instrument Date	Jun 5, 2026
Instrument	202690
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 E MAIN ST, MERRIMAC, MA 01860-1613
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000090,
Date	Jun 30, 2026
Book Page	43475/235
Instrument	202690

Lender

Name	EASTERN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRIMAC MA
Property Address	87 E MAIN ST, MERRIMAC, MA 01860-1613
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	042938-444
Date	Sep 10, 2025
Book Page	42938/444
Instrument	20250910000020

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRIMAC MA
Property Address	87 E MAIN ST, MERRIMAC, MA 01860-1613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37863-362
Date	Sep 23, 2019
Book Page	37863/362
Instrument	20190923001280

Lender

Name	MELROSE COOPERATIVE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERRIMAC MA
Recording Date	Jun 22, 2018
Property Address	87 E MAIN ST, MERRIMAC, MA 01860-1613
Document Number	36808-384
Book / Page	036808 / 000384
Instrument Date	Jun 22, 2018
Instrument	1806224180
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,819.44
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 E MAIN ST MERRIMAC MA 018601613, MERRIMAC, MA 01860-1613

Mortgage

Document Number	36808-386
Date	Jun 22, 2018
Book Page	036808/000386
Instrument	1806224190

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

Source: Essex County and Merrimac Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Merrimac Town
Unified School District	Pentucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,659.00 (+1.39%)	$580,700 (+1.86%) Land $326,100 Building $238,500	$670,747 (+19.75%)
2025	$7,554.00 (+2.75%)	$570,100 (+4.68%) Land $326,100 Building $244,000	$560,120
2024	$7,352.00 (+4.95%)	$544,600 (+14.82%) Land $308,000 Building $236,600
2023	$7,005.00	$474,300 Land $260,900 Building $213,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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