87 Dock St, Saugerties, NY 12477 Property Records

Ulster County and Saugerties Town property record for 87 Dock St, Saugerties, NY 12477

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,821 sqft · built 2004
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Oct 2025)
Tax Bill	$6,425 (2025)
Deeds & Mortgages	Oct 2025 Sale Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`190231.000`

Property Details

APN / Parcel Number

Primary APN	`190231.000`
Alternative APNs	`480101806200030183000000` `514801 18.62-3-18.310`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,821 sqft Living Area
1st Floor Area	1,197 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Basement
Porch	Slab
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	190231.000
Street Address	87 DOCK ST
City	SAUGERTIES
State	NY
Zip	12477-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	06 - INDUS
Legal Block	3
Legal Lot Number	18.310
Jurisdiction	ULSTER NY
Township / Civil Division	SAUGERTIES
Census Block Group	1
Census Block	1003
Census Tract	950200

Owner

87 Dock St is owned by two individuals who bought it in October 2025.

Source: Ulster County and Saugerties Town records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 E 46TH ST, 11A, NEW YORK, NY 10017-3045
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed, Transfer
Nov 7, 2022	Deed, Transfer · Stand-Alone First Mortgage ULSTER SAVINGS BANK
Feb 2, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Nov 22, 2017	Grant Deed, Transfer · Conventional with PMI TANGO HOLDINGS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Prior Sale	Nov 7, 2022 · Amount on File
Deed Document Number	202512896
Deed Book / Page	7551 / 126
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Oct 31, 2025
Property Address	87 DOCK ST, SAUGERTIES, NY 12477-1602
Document Number	0000012896
Book / Page	7551 / 126
Instrument Date	Oct 29, 2025
Instrument	2025-12896
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E 46TH ST APT 11A, 11A, NEW YORK, NY 10017-3045

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Nov 7, 2022
Property Address	87 DOCK ST, SAUGERTIES, NY 12477-1602
Document Number	0000018227
Book / Page	7152 / 127
Instrument Date	Oct 28, 2022
Instrument	2022-18227
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CARRELIS RD, SAUGERTIES, NY 12477-3814

Mortgage

Document Number	0000018228
Date	Nov 7, 2022
Instrument	2022-18228

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	87 DOCK ST, SAUGERTIES, NY 12477-1602
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002052
Date	Feb 2, 2021
Book Page	12306/73
Instrument	2021-2052

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Nov 22, 2017
Property Address	87 DOCK ST, SAUGERTIES, NY 12477-1602
Document Number	0000017146
Book / Page	006237 / 000025
Instrument Date	Nov 18, 2017
Instrument	17146
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3190 ROUTE 9W SAUGERTIES NY 124775212, SAUGERTIES, NY 12477-5212

Mortgage

Document Number	17147
Date	Nov 22, 2017
Book Page	011444/000306
Instrument	17147

Lender

Name	TANGO HOLDINGS LLC
Address	636 OAK RIDGE RD, ELLENVILLE, NY 12428-5333

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Nov 21, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 87 Dock St was $6,425, down 22.3% from the year before.

Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Saugerties Town
Municipality	Saugerties Village
Unified School District	Saugerties Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,425.00 (-22.31%)	$363,500 (+3.27%) Land $75,000 Building $288,500	$363,500 (+3.27%) Land $75,000 Building $288,500
2024	$8,270.00	$352,000 (+14.1%) Land $72,500 Building $279,500	$352,000 (+14.1%) Land $72,500 Building $279,500
2023		$308,500 (+20.04%) Land $72,500 Building $236,000	$308,500 (+20.04%) Land $72,500 Building $236,000
2022		$257,000 Land $72,500 Building $184,500	$257,000 Land $72,500 Building $184,500
2021	$1,749.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Dock St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	49 (1996–2022)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Dec 2022 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 20 claims Hurricane Irene, Aug 2011 · 16 claims Severe Storms And Flooding, Apr 2005 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Dock St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGERTIES (VILLAGE) WATER DIS serves 4,200 people · EPA ID NY5503386
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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