Warwick City property record for 87 Cottage Grove Ave, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,560 sqft · built 2005 |
| Lot Size | 0.147 acres (6,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Jan 2020) |
| Tax Bill | $5,121 (2025) |
| Deeds & Mortgages | May 2024 Refinance Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36206050000 |
| Primary APN | 36206050000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 3,570 sqft |
| 1st Floor Area | 780 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,400 sqft (0.147 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 108868 |
|---|---|
| Street Address | 87 COTTAGE GROVE AVE |
| City | WARWICK |
| State | RI |
| Zip | 02889-8701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A10 |
| Legal Block | 605 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 21700 |
Source: Warwick City records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 87 COTTAGE GROVE AVE, WARWICK, RI 02889-8701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Jan 9, 2020 | Warranty Deed, Transfer · FHA Mortgage PROVINCE MORTGAGE ASSOCIATES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2020 · Amount on File |
| Deed Sale | Jan 9, 2020 · Amount on File |
| Prior Sale | Mar 4, 2013 · Amount on File |
| Deed Document Number | 2020289 |
| Deed Book / Page | 9433 / 283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 87 COTTAGE GROVE AVE, WARWICK, RI 02889-8701 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010488-12 |
|---|---|
| Date | May 6, 2024 |
| Book Page | 10488/12 |
| Instrument | 4258 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jan 9, 2020 |
| Property Address | 87 COTTAGE GROVE AVE, WARWICK, RI 02889-8701 |
| Document Number | 9433-283 |
| Book / Page | 9433 / 283 |
| Instrument Date | Jan 9, 2020 |
| Instrument | 289 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 290 |
|---|---|
| Date | Jan 9, 2020 |
| Instrument | 290 |
| Name | PROVINCE MORTGAGE ASSOCIATES INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,121.00 (+4.45%) | $403,200 (+16.7%) Land $101,600 Building $301,600 | |
| 2024 | $405,460 | ||
| 2023 | $4,903.00 (+1.62%) | $345,500 (+34.12%) Land $88,400 Building $257,100 | |
| 2022 | $4,825.00 | $257,600 Land $56,600 Building $201,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 15 (1978–2018) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | Mar 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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