87 Coles Ct, Saint Johns, FL 32259 Property Records

St. Johns County property record for 87 Coles Ct, Saint Johns, FL 32259 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 8.5 ba · 20,270 sqft · built 2006
Lot Size	6.4 acres (278,784 sqft)
Owner	2 Individual Names on File
Last Sale	$2,950,000 (Jun 2015)
Tax Bill	$34,357 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010050-0020`

Property Details

APN / Parcel Number

Primary APN	`010050-0020`

Interior

Bedrooms	5 Beds
Full Baths	8.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	20,270 sqft Living Area
Gross Area	22,664 sqft
1st Floor Area	15,445 sqft
Flooring	Marble
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	278,784 sqft (6.4 acres)
Garage Type	Attached
Garage Area	2,394 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	3,264 sqft
Porch	Finished/Open Porch
Porch Area	2,218 sqft
Deck Area	Deck Area
Patio Area	496 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	87 COLES CT
City	SAINT JOHNS
State	FL
Zip	32259-8898
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	37/80-112 WHITELOCK FARMS LOT 2 OR4048/356
Legal Range	27E
Legal Township	05S
Legal Section	33
Legal Subdivision	WHITELOCK FARMS
Legal Block	1
Legal Lot Number	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1002
Census Tract	20807

Owner

Source: St. Johns County records · APN 010050-0020

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	87 COLES CT, SAINT JOHNS, FL 32259-8898
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 25, 2015 · Amount on Record
Deed Sale	Jun 25, 2015 · Amount on Record
Prior Sale	May 21, 2003 · Amount on Record
Deed Document Number	201539415
Deed Book / Page	4048 / 356
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	87 COLES CT, SAINT JOHNS, FL 32259-8898
Document Number	0048220652
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	87 COLES CT ST ST JOHNS FL 32259, ST JOHNS, FL 32259

Mortgage

Document Number	0048220652
Date	Oct 30, 2019
Book Page	004822/000652
Instrument	81062

Lender

Name	NEWTEK SMALL BUSN FIN
Type	Funding / Finance Company
Address	LAKE SUCCESS, NY 11042

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 29, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,639,283 (+2.7%)	$5,007,959 (+7.01%) Land $470,000 Building $4,537,959
2025	$34,357.00 (+10.76%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$2,569,896 (+2.9%)	$4,679,861 (+3.19%) Land $358,000 Building $4,321,861
2024	$31,018.00 (+1.8%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$2,497,469 (+3%)	$4,535,323 (+3.94%) Land $358,000 Building $4,177,323
2023	$30,469.00 (+2.26%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$2,424,727 (+3%)	$4,363,294 (+8.76%) Land $358,000 Building $4,005,294
2022	$29,796.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$2,354,104	$4,011,936 Land $358,400 Building $3,653,536

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 189 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force 183 of 189 on primary residences
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 483 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.