Worcester County and Gardner City property record for 87 Coleman St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,147 sqft · built 1920 |
| Lot Size | 0.176 acres (7,677 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,000 (Apr 2016) |
| Tax Bill | $4,540 (2026) |
| Deeds & Mortgages | Nov 2022 Refinance Jun 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:M22 B:2 L:38 |
| Primary APN | GARD M:M22 B:2 L:38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,147 sqft Living Area |
| Gross Area | 3,651 sqft |
| Basement Area | 1,147 sqft |
| Unfinished Basement | 1,147 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,677 sqft (0.176 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 87 COLEMAN ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | ALLAN H LAHIKAINEN |
| Legal Block | 2 |
| Legal Lot Number | 38 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 707400 |
87 Coleman St is owned and occupied by an individual who bought it in April 2016.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 87 COLEMAN ST, GARDNER, MA 01440-3750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU |
| Jun 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2016 · Amount on File |
| Deed Sale | Apr 20, 2016 · Amount on File |
| Prior Sale | Jun 27, 2012 · Amount on File |
| Deed Book / Page | 55214 / 136 |
| Transfer Doc | 055214-136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 87 COLEMAN ST, GARDNER, MA 01440-3750 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0068472-32 |
|---|---|
| Date | Nov 10, 2022 |
| Book Page | 68472/32 |
| Instrument | 121275 |
| Name | I-C FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 87 COLEMAN ST, GARDNER, MA 01440-3750 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0065468-18 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 65468/18 |
| Instrument | 88167 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 87 COLEMAN ST, GARDNER, MA 01440-3750 |
| Document Number | 57038-193 |
| Book / Page | 057038 / 000193 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 57038-193 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 057038/000193 |
| Instrument | 42515 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 27, 2047 |
The 2026 property tax bill for 87 Coleman St was $4,540, up 9,769.6% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,540.00 (+9,769.57%) | $329,700 (+2.07%) Land $73,900 Building $255,800 | $345,343 (+22.36%) |
| 2025 | $46.00 (-99.01%) | $323,000 (+4.26%) Land $67,200 Building $255,800 | $282,245 |
| 2024 | $4,644.00 (+8.33%) | $309,800 (+16.55%) Land $61,100 Building $248,700 | |
| 2023 | $4,287.00 | $265,800 Land $60,200 Building $205,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 87 Coleman St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 87 Coleman St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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