Middletown City property record for 87 Clover St, Middletown, CT 06457
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,678 sqft · built 1963 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,746 (2026) |
| Deeds & Mortgages | Jan 2025 Refinance Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:37 L:0028 |
| Primary APN | MTWN M:37 L:0028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,678 sqft Living Area |
| Gross Area | 4,598 sqft |
| 1st Floor Area | 1,317 sqft |
| Basement Area | 1,317 sqft |
| Unfinished Basement | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | R07091 |
|---|---|
| Street Address | 87 CLOVER ST |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-5247 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RPZ |
| Legal Lot Number | 28 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 542000 |
87 Clover St, a duplex, is owned and occupied by two individuals.
Source: Middletown City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 87 CLOVER ST, MIDDLETOWN, CT 06457-5247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Feb 24, 2021 | Deed of Trust, Mortgage · Balloon Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 87 CLOVER ST, MIDDLETOWN, CT 06457-5247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002113-984 |
|---|---|
| Date | Jan 21, 2025 |
| Book Page | 2113/984 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 87 CLOVER ST, MIDDLETOWN, CT 06457-5247 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1996-956 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 1996/956 |
| Instrument | 3590530018 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
The 2026 property tax bill for 87 Clover St was $10,746.
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,746.00 | $278,320 (-) Land $66,630 Building $211,690 | $420,463 (+115.82%) |
| 2025 | $278,320 (+0.13%) Land $66,630 Building $211,690 | $194,824 Land $46,641 Building $148,183 | |
| 2024 | $10,301.00 (+4.65%) | $277,960 (-) Land $66,630 Building $211,330 | |
| 2023 | $9,843.00 (+20.11%) | $277,960 (+39.92%) Land $66,630 Building $211,330 | |
| 2022 | $8,195.00 | $198,650 Land $44,420 Building $154,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 87 Clover St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 87 Clover St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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