87 Clover Ln, Ardmore, OK 73401 Property Records

Carter County property record for 87 Clover Ln, Ardmore, OK 73401

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,568 sqft · built 1999
Lot Size	3.91 acres (170,320 sqft)
Owner	2 Individual Names on File
Last Sale	$174,000 (Nov 2024)
Tax Bill	$2,034 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`89452`

Property Details

APN / Parcel Number

Primary APN	`89452`
Alternative APN	`0000-31-04S-03E-3-004-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	170,320 sqft (3.91 acres)
Lot Dimensions	56 ft deep x 28 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Deck Area	1,152 sqft
Storage Building	2,700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	89452
Street Address	87 CLOVER LN
City	ARDMORE
State	OK
Zip	73401-0889
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1
Legal Description	S 258 N 516 W 660 OF GOVT LOT 3 NW SW-31 04S 03E
Legal Range	03E
Legal Township	04S
Legal Section	31
Legal Subdivision	UNPLATTED
Legal Lot Number	3
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3032
Census Tract	892700

Owner

87 Clover Ln, a mobile home, is owned and occupied by two individuals who bought it in November 2024.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	87 CLOVER LN, ARDMORE, OK 73401-0889
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS
Mar 1, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST CO
Jul 10, 2018	Intrafamily Transfer, Transfer
Jul 10, 2018	Warranty Deed, Transfer · Conventional Mortgage LANDMARK BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2024 · Amount on File
Deed Sale	Nov 19, 2024 · Amount on File
Prior Sale	Jul 10, 2018 · Amount on File
Deed Document Number	202411168
Deed Book / Page	7612 / 64
Prior Transfer Date	Jul 3, 2018
Prior Transfer Doc	006569/323
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Recording Date	Jul 14, 2026
Property Address	87 CLOVER LN, ARDMORE, OK 73401-0889
Document Number	0000006775
Book / Page	7921 / 1
Instrument Date	Jun 29, 2026
Instrument	20266775
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NATIONS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 CLOVER LN, ARDMORE, OK 73401-0889

Mortgage

Document Number	0000006775,
Date	Jul 14, 2026
Book Page	7921/1
Instrument	20266775

Lender

Name	SUCCESS MORTGAGE PARTNERS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	87 CLOVER LN, ARDMORE, OK 73401-0889
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006515/225
Date	Mar 1, 2018
Book Page	6515/225
Instrument	2018-002249

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Feb 25, 2038

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	Jul 10, 2018
Property Address	87 CLOVER LN, ARDMORE, OK 73401-0889
Document Number	006569/323
Book / Page	6569 / 323
Instrument Date	Jul 3, 2018
Instrument	2018-007104
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jul 10, 2018
Property Address	87 CLOVER LN, ARDMORE, OK 73401-0889
Document Number	006569/325
Book / Page	6569 / 325
Instrument Date	Jul 3, 2018
Instrument	2018-007106
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW SE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	87 CLOVER LN, ARDMORE, OK 73401-0889

Mortgage

Document Number	2018007107
Date	Jul 10, 2018
Instrument	2018-007107

Lender

Name	LANDMARK BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 87 Clover Ln was $2,034 with a homeowner's exemption.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Unified School District	Dickson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,426 (-11.75%) Land $5,400 Building $13,026	$153,552 (-11.75%) Land $45,000 Building $108,552
2025	$2,034.00 Homeowner's exemption	$20,880 Land $3,284 Building $17,596	$174,000 Land $27,370 Building $146,630
2023	$1,536.00 Homeowner's exemption	$15,877 Land $3,284 Building $12,593	$132,317 Land $27,370 Building $104,947

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 87 Clover Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Clover Ln is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · lower than 64% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbuckle Communications Fixed Wireless	400 / 100

May also be available: Sparklight, Verizon.

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