87 Cliff Rd, Putney, KY 40865 Property Records

Harlan County property record for 87 Cliff Rd, Putney, KY 40865

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,324 sqft · built 1940
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Tax Bill	$333 (2025)
Flood Zone	Zone X (minimal risk)
APN	`118-20-00-032.00`

Property Details

APN / Parcel Number

Primary APN	`118-20-00-032.00`
Alternative APN	`31003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,324 sqft Living Area

Exterior

Year Built	Built 1940
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	31003
Street Address	87 CLIFF RD
City	PUTNEY
State	KY
Zip	40865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	HARLAN KY
Township / Civil Division	POOR FORK
Census Block Group	1
Census Block	1010
Census Tract	970400

Owner

Source: Harlan County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 594, LOYALL, KY 40854-0594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000466105
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Harlan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Harlan County
Unified School District	Harlan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$333.00 (-10.72%) Disabled Person's exemption	$74,000 (-) Land $10,000 Building $64,000	$74,000 (-) Land $10,000 Building $64,000
2023	$373.00 Disabled Person's exemption	$74,000 Land $10,000 Building $64,000	$74,000 Land $10,000 Building $64,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1991–1994)
Most Recent Claim	Feb 1994 · Severe Weather, Freezing Rain, Sleet, Snw

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 84% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLACK MTN UTILITY/ROSSPOINT private · serves 1,889 people · EPA ID KY0480650
Water Source	Purchased surface water from HARLAN MUNICIPAL WATER WORKS
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Access Cable Fiber · Cable	2,000 / 2,000