Cabarrus County property record for 87 Circle Dr NE, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,979 sqft · built 1957 |
| Lot Size | 0.361 acres (15,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Nov 2018) |
| Tax Bill | $3,411 (2023) |
| Deeds & Mortgages | Jan 2021 Mortgage Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5621 35 6982 |
| Primary APN | 5621 35 6982 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,979 sqft Living Area |
| Gross Area | 4,240 sqft |
| 1st Floor Area | 1,979 sqft |
| Basement Area | 1,479 sqft |
| Finished Basement | 1,479 sqft |
| Unfinished Basement | 500 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,700 sqft (0.361 acres) |
| Lot Dimensions | 157 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 500 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,750 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 42 sqft |
| Patio Area | 240 sqft |
| Storage Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 126980 |
|---|---|
| Street Address | 87 CIRCLE DR NE |
| City | CONCORD |
| State | NC |
| Zip | 28025-3009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-1 |
| Legal Description | LTS 46-49 & P/O 57 WIL-MAR PARK |
| Legal Subdivision | NORTHGATE SOUTH |
| Legal Lot Number | 46-49 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 42401 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 87 CIRCLE DR NE, CONCORD, NC 28025-3009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 9, 2018 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 27, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2018 · Amount on Record |
| Deed Sale | Nov 9, 2018 · Amount on Record |
| Prior Sale | Oct 27, 2017 · Amount on Record |
| Deed Book / Page | 13262 / 200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 87 CIRCLE DR NE, CONCORD, NC 28025-3009 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014803170 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 14803/170 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Feb 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Nov 9, 2018 |
| Property Address | 87 CIRCLE DR NE, CONCORD, NC 28025-3009 |
| Document Number | 0013262200 |
| Book / Page | 13262 / 0200 |
| Map Reference | MB6 PG1 |
| Instrument Date | Nov 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4066 LOCKEHAVEN PL N VANCOUVER BC V7G 2B8, 4066, XX 00000 |
| Name | Verified Name |
|---|---|
| Address | 87 CIRCLE DR NE, CONCORD, NC 28025-3009 |
| Document Number | 0013262204 |
|---|---|
| Date | Nov 9, 2018 |
| Instrument | 13262/204 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 27, 2017 |
| Property Address | 87 CIRCLE DR NE, CONCORD, NC 28025-3009 |
| Document Number | 12739115 |
| Book / Page | 012739 / 000115 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 28067 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $230.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4066 LOCKEHAVEN PL NORTH |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $465,280 (+66.42%) Land $74,000 Building $391,280 | ||
| 2024 | $465,280 (+66.42%) Land $74,000 Building $391,280 | ||
| 2023 | $3,411.00 | $279,580 Land $45,600 Building $233,980 | $279,580 Land $45,600 Building $233,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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