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87 Church St, Ware, MA 01082 Property Records

Hampshire County and Ware Town property record for 87 Church St, Ware, MA 01082

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,136 sqft · built 1905
Lot Size0.429 acres (18,700 sqft)
Owner2 Individual Names on File
Last Sale$184,800 (Aug 2020)
Tax Bill$5,250 (2026)
Deeds & MortgagesJul 2025 Line of Credit
Aug 2020 Sale & Mortgage
+ 2 more
APNWARE M:00063 B:00000 L:00098

Property Details

APN / Parcel Number

Primary APNWARE M:00063 B:00000 L:00098
Alternative APN
  • 623

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,136 sqft Living Area
Gross Area5,711 sqft
Basement Area1,194 sqft
Unfinished Basement1,194 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area18,700 sqft (0.429 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number623
Street Address87 CHURCH ST
CityWARE
StateMA
Zip01082-1203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDTR
Legal Lot Number98
JurisdictionWARE MA
Township / Civil DivisionWARE
Census Block Group2
Census Block2031
Census Tract820101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Church Street Historic District
listed 1986 · 70 contributing resources · NRIS 86001246

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

87 Church St is owned and occupied by two individuals who bought it in August 2020.

Source: Hampshire County and Ware Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address87 CHURCH ST, WARE, MA 01082-1203
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2025Deed of Trust, Mortgage · Line of Credit
ALIGN CREDIT UNION
Aug 27, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
ALIGN CREDIT UNION
Jul 14, 2020Foreclosure
NOT AVAILABLE
Aug 1, 2017Warranty Deed, Transfer
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2020 · Amount on File
Deed SaleAug 27, 2020 · Amount on File
Prior SaleJul 14, 2020 · Amount on File
Deed Document Number202017121
Deed Book / Page13752 / 1
Prior Transfer DateApr 15, 2020
Prior Transfer Doc13695-48
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARE MA
Property Address87 CHURCH ST, WARE, MA 01082-1203
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015473-42
DateJul 14, 2025
Book Page15473/42
Instrument11137
Lender
NameALIGN CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueAug 1, 2045

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARE MA
Recording DateAug 27, 2020
Property Address87 CHURCH ST, WARE, MA 01082-1203
Document Number13752-1
Book / Page13752 / 1
Instrument DateAug 6, 2020
Instrument17121
Transaction TypeTransfer
Record UpdatedJun 8, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 UPPER CHURCH ST, GILBERTVILLE, MA 01031-9863

Mortgage

Document Number17122
DateAug 27, 2020
Instrument17122
Lender
NameALIGN CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

July 2020: Foreclosure

Document TypeForeclosure
JurisdictionWARE MA
Recording DateJul 14, 2020
Property Address87 CHURCH ST, WARE, MA 01082-1203
Document Number13695-48
Book / Page013695 / 000048
Instrument DateApr 15, 2020
Instrument13394
Transaction TypeForeclosure
Record UpdatedAug 4, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$777.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10500 KINCAID DR FISHERS IN 460379749, FISHERS, IN 46037-9749
InvestorPossibly a Property Investor

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARE MA
Recording DateAug 1, 2017
Property Address87 CHURCH ST, WARE, MA 01082-1203
Document Number12703-315
Book / Page12703 / 315
Instrument15538
Transaction TypeTransfer
Record UpdatedJun 8, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$45.88
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address87 CHURCH ST, WARE, MA 01082-1203

Mortgage

Document Number127030319
DateAug 1, 2017
Instrument12703/0319
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
AmountAmount on Record
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 87 Church St was $5,250, up 1% from the year before.

Source: Hampshire County and Ware Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampshire County
County SubdivisionWare Town
Unified School DistrictWare School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,250.00 (+1.02%)$362,300 (+4.98%) Land $48,400 Building $313,900$343,192 (-19.86%)
2025$5,197.00$345,100 Land $48,400 Building $296,700$428,260 (+44.63%)
2024$296,115
2023$4,869.00$282,100 Land $42,900 Building $239,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 87 Church St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Church St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARE WATER DEPT
serves 10,066 people · EPA ID MA1309000
Water SourceGroundwater
Last State InspectionApr 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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